Research On The Governance Of The Internet Financial Risk In Jiangxi Province

Internet finance has extended the boundaries of traditional financial business,innovated the forms of financial business,expanded the scope of financial inclusion,and played a role that cannot be ignored in serving the real economy.However,no matter how innovative the form of Internet finance is,its essential characteristics as finance will not change.Compared with traditional financial risks,Internet financial risks are more diverse and hidden,with faster transmission speed and stronger penetration,and greater impact on economic development.Therefore,Internet financial security and risk management are not only the focus of financial supervision,but also an important content of social risk management and an important link of public governance.This paper takes the public governance in the field of Internet finance in Jiangxi Province as the research object,conducts a case study on Internet finance risk incidents and their governance process in Jiangxi Province,analyzes the existing problems in governance and their causes,and analyzes countermeasures on how to improve governance efficiency after local governance changes from special regulation to regular prevention and control.According to the theory of public governance,it is necessary to strengthen the concept of diversified governance and improve the governance capacity of diversified governance subjects,accelerate the upgrading of governance means,and constantly improve the normal risk prevention and control and governance mechanism,so as to improve governance efficiency,optimize the local financial environment,and ultimately make Internet financial innovation become a booster for local economic development.