| Legal digital currency,as legal currency,not only has the same function with traditional physical currency in terms of meeting people’s payment and settlement needs,but also has its unique advantages such as low circulation cost and data recording.In recent years,legal digital currency has developed rapidly under the background of strong promotion of pilot by relevant state organs in our country.Many pilot areas have encouraged people to use legal digital currency through the form of consumption coupons.Although the practice of legal digital currency spreads rapidly in our country,legal digital currency has many advantages in line with the objective law of the evolution of currency development.However,legal digital currency exists in the form of electronic data,and its specific distribution and circulation need to be completed in the virtual legal digital currency system and information network.Therefore,compared with traditional physical currency,it has many new risks and hidden dangers.Under the face-to-face exchange mode of traditional physical currency,the supervision mode mainly relies on human manpower,which may be difficult to effectively deal with risks and guarantee the issuing and circulation order of legal digital currency in the scenario of legal digital currency.Although the legal digital currency needs to be regulated by targeted and supporting laws and regulations,it is different from the rapid research and development pilot of legal digital currency in Chinese practice,because the legal digital currency practice still faces competition from other electronic payment methods,[See Hou Liyang: "Competitive Derogation and Regulation Supplement of Digital RMB",NTU Law,No.1,2021.] There are still many questions about the theory and specific policy options,and few countries in the world have made comprehensive and systematic regulations on legal digital currencies.China’s regulation of legal digital currency lacks targeted laws and regulations,and mainly relies on relevant institutions implementing pilot projects under the guidance of existing regulatory experience.There are still questions about the normality and comprehensive effectiveness of regulation.With the expansion of the pilot scope and the increasing application scenarios of legal digital currency,regulation needs to be guaranteed by systematic and sound laws and regulations,so as to increase the regulatory knowledge of regulators,and set up the functions and responsibilities of legal digital currency regulators through laws and regulations,so as to ensure the predictability of regulatory activities.This study is based on the legal concepts of digital currency,specific issue currency and regulatory practice and laws and regulations,found that the legal problems existing in the legal regulation of digital currency,and using the experience of the legal regulation of digital currency outside of the rule of law guarantee,combined with knowledge of regulation,regulatory tool technology and regulatory concept discussion,Try to how to solve the legal problems in the legal regulation of digital currency to make Suggestions,in order to through standard regulation activities of China’s legal digital currency,promote efficient form rational normalized legal digital currency regulatory activities,safeguard the legal digital currency to improve the fairness and security of the system development,avoid damage to the property rights of currency users,So as to maintain efficient,safe and fair legal digital currency development and circulation order. |
