Research On The Optimization Of Government Responsibilities In The Development Of Inclusive Finance In Lanzhou

Inclusive finance is based on the principle of giving consideration to equity and sustainable development,and on the premise of adapting to the current economic development environment,mainly to provide effective and practical financial services for the poor,low-income groups in villages and towns,disabled people,small and medium-sized enterprises and other special groups.Common prosperity is the essential requirement of socialism,which inevitably requires the Party and the government to raise the development of inclusive finance to a new height of development.Since the 18 th National Congress of the Communist Party of China(CPC),all the important conference decisions,government work reports and new policies have contained many decisions and new requirements of the CPC and the government to focus on the development of inclusive finance.Why should we develop inclusive finance? From the perspective of the whole mankind and globalization,it is necessary to let all mankind share the fruits of development,and it is an inevitable requirement for building a community with a shared future for mankind.With the continuous development of China’s economy and the continuous improvement of people’s living standards,vigorously developing inclusive finance is also an inevitable requirement for the development of socialism with Chinese characteristics in the new era and the building of a moderately prosperous society in an all-round way.Governments at all levels have carried out a lot of practice in how to better develop inclusive finance.While learning from advanced experience,they have combined with their own reality to explore a development model that suits different regions and levels.In recent years,with the popularization of Internet technology,mobile payment and other new technologies in China,inclusive finance in China has shown a trend of vigorous development.Diversified service subjects,gradually enriched service paths,and gradually improved service coverage and service level have become an indispensable part of the development of global inclusive finance.Although the development of inclusive finance in China started late and has made great progress after years of exploration and development,with the continuous development of China’s economy,new social contradictions and economic development transformation have put forward higher requirements for the future development of inclusive finance in China,which need to be improved in the development system construction,laws and regulations protection,comprehensive sustainability,service level improvement Infrastructure construction and other aspects should be improved more comprehensively and effectively.In recent years,the local government departments of Lanzhou City attach great importance to the cultivation and development of inclusive finance,and focus on providing planning guidance,element support and a good development environment for the development of local inclusive finance through the performance of government duties,which has effectively promoted the development and growth of local inclusive finance.However,in the process of practice,the government still has some problems and shortcomings in performing its duties,leading to some bottlenecks in the development of inclusive finance in Lanzhou City,and the comparative advantage is not obvious enough.Therefore,in the future development of inclusive finance in Lanzhou,we need to focus on further leading and promoting the development of inclusive finance by optimizing the government’s responsibility and behavior.This paper mainly studies the current situation,existing problems,system construction and the role of government policies in promoting the development of inclusive finance in Lanzhou,with the research object of government responsibility performance in the development of inclusive finance in Lanzhou.It selects some relevant cases of government responsibility performance in the development of inclusive finance at home and abroad as well as the development theory for in-depth analysis The inclusive financial service personnel such as commercial banks,as well as the large number of small,medium-sized and micro enterprises,farmers and other service objects,conducted interviews and questionnaires to understand their understanding and judgment on the development status and development situation of inclusive finance in the region,and their views,problems and suggestions on the performance of government responsibilities in the development of inclusive finance.Through collecting data comparison,case study and judgment,and analysis of questionnaire results The results of the on-site interview were carefully analyzed to study the actual situation of the government’s performance of its duties,the factors restricting the development and the causes of the existing problems in the development of inclusive finance in Lanzhou,and put forward targeted policy recommendations and new insights on inclusive finance development that meet the requirements of the region in terms of the construction of inclusive finance system,policy implementation,audience groups,etc.