Active Aging Under The Perspective Of Social Insurance And The Elderly Happiness

Since the reform and opening up,China’s rapid economic development has made great achievements.With the improvement of modern life quality,the improvement of medical and health level and the strengthening of self-health consciousness,human beings are or have entered the age of aging and the age of silver hair.According to the data of the seventh population census in China,there are 264 million people over the age of 60 in China,accounting for 18.7% of the total population.Among them,there are 191 million people over the age of 65,accounting for 13.5% of the total population,indicating that China’s elderly population is large and has stepped into a mildly aging society.It is expected that during the "14th Five-Year Plan" period,China will enter the stage of moderate aging.Therefore,aging population is an important trend of China’s social development,but also the basic national conditions for a long period of time in the future.Both the report of the 19 th CPC National Congress and the communique of the Fifth Plenary Session of the 19 th CPC Central Committee stated that we should ensure people’s basic living standards,constantly meet their growing needs for a better life,and improve the multilevel social security system.On November 18,2021,The State Council issued the Opinions on Strengthening work on Aging in the New Era,proposing to implement the national strategy of actively responding to population aging,strengthen work on aging in the new era,and enhance the sense of gain,happiness and security of the elderly.As social insurance is an important part of social security,it can be seen that it is of practical and theoretical significance to study the influence and mechanism of social insurance on happiness of the elderly from the perspective of active aging.In view of this,this paper USES 2017 Chinese general social survey(CGSS)data,to the elderly is subjective well-being as explained variable,medical insurance and pension insurance as the explained variable,and introducing the theory of active aging pillar(health and social participation)as intermediary variables,to explore the influence of the social insurance for the elderly to happiness and the mechanism of action.Firstly,the empirical analysis of multiple linear model and ordered multiple logistic model shows that medical insurance can significantly improve the well-being of the elderly,while endowment insurance is not.Secondly,Bootstrap method was used to analyze the mediating effect.Physical health,mental health and social participation all played a positive mediating role between medical insurance and happiness of the elderly.Then,the robustness test was carried out by changing the dependent variable to further verify the influence of medical insurance and endowment insurance on the well-being of the elderly.Finally,the heterogeneity analysis of urban and rural samples shows that the endowment insurance has a significant impact on the happiness of the urban elderly,but not on the rural elderly.Medical insurance has a significant effect on the well-being of the elderly in rural areas,but not in urban areas.Based on theoretical research and empirical analysis,the following policy suggestions are put forward :(1)take happiness of the elderly as the construction orientation of the social insurance system.First,further expand the coverage of social insurance,especially old-age insurance.Secondly,perfect the reasonable adjustment mechanism of endowment insurance benefits,especially improve the level of pension benefits for the elderly in rural areas.Finally,strengthen the integration of social systems,improve the overall level of social security.(2)Take the action pillar of active aging as an important policy goal.First,we will continue to improve the health support system for the elderly.Second,the right of the elderly to participate in society should be safeguarded.Finally,we will promote a multi-level social insurance system.