| This article takes the farming loan business of L Rural Commercial Bank as the research object,and tries to find the factors that affect the sustainable development of the farming loan business of L Rural Commercial Bank by analyzing the relevant situation of its farming loan business.For this purpose,it establishes a sustainable development evaluation index system.Empirically analyze the business data of L Rural Commercial Bank from 2016 to 2020,measure the sustainable development of L Rural Commercial Bank’s breeding loan business,and deeply analyze the factors and existing problems that affect the sustainable development of L Rural Commercial Bank’s breeding loan business,and tried to give some feasible suggestions.Based on the understanding of the sustainable development status and problems of L Rural Commercial Bank’s breeding loan business,this article first uses the Analytic Hierarchy Process to construct an evaluation index system for the sustainable development of L Rural Commercial Bank’s breeding loan business,and standardizes the business data of L Rural Commercial Bank.,To measure the degree of sustainable development of L Rural Commercial Bank’s breeding loan business;then summarize the sustainable development of L Rural Commercial Bank’s breeding loan business and make relevant recommendations.Through research,it is found that,firstly,the sustainable development of L rural commercial bank’s breeding loan business is easily affected by macroeconomic development,risk management level and profitability;second,the use of the analytic hierarchy process to determine the sustainable development degree of L rural commercial bank’s breeding loan business Through measurement and empirical analysis,it can be found that in the development process,it is faced with the problems of shrinking target market,poor risk management,insufficient profitability,and insufficient overall staff level.Finally,the sustainable development of L Rural Commercial Bank’s breeding loan business needs to be broadened.Start with four aspects: business market,improvement of risk management level,improvement of profitability and improvement of staff business level. |
