| In recent years,the research on the identification and control of financial risks has attracted more and more attention from enterprises,mainly because of the impact of various domestic regulatory policies and the need for enterprises to make corresponding adjustments to cope with environmental changes.Policy adjustments may lead to the emergence of financial risks.A necessary product in the process of market competition is financial risks,If we do not pay enough attention to financial risk and can not deal with the risk effectively,it will lead to certain economic problems.Serious will cause the enterprise to face bankruptcy.In the process of the development of market economy,enterprises are increasingly closely related.In order to improve the market competitiveness of enterprises,it is necessary to do a good job in financial risk management and other related work.The article takes Zhonglin Group as an example,analyzes the problems existing in its financial risk management,and formulates effective risk prevention and control strategies for the company according to the company’s existing financial risks.This paper consists of six parts: The first part is introduction.The research background,research significance,research content,research method,and research status at home and abroad are discussed in detail.The second part is the concept definition and theoretical basis.On the basis of concept definition,do a good job in sorting out relevant theories.Including the definition,characteristics,types and causes of financial risk;identification,assessment and control of financial risk,and theories related to financial risk management.The third part is the current situation of financial risk management of Zhonglin Group.First of all,I will introduce Zhonglin Group,and explain the company’s operation projects and management status.Secondly,through the analysis of a number of financial indicators data,the current financial situation of Zhonglin Group is analyzed,and the current status of financial risk management of Zhonglin Group is summarized.The fourth part is the financial risk evaluation and cause analysis of Zhonglin Group.In the analysis process,firstly,combined with the financial statement data of Zhonglin Group,the company’s financial situation in recent years was analyzed from four aspects,including capital structure risk,operation risk,investment risk and financing risk.Secondly,combined with the previous risk analysis,using the analytic hierarchy process and fuzzy comprehensive model to build an index evaluation system for analysis,it summarizes five first-level indicators including financing risk,profit risk and investment risk,and obtains the first-level financial risk index after risk evaluation.Compared with profitability risk and solvency risk,the risk value of development capability risk,macro-environmental risk and operational capability risk in China needs to be strengthened.Finally,it analyzes the factors that form the financial risk of Zhonglin Group,including macro policies,industry competition,and corporate cost growth.The fifth part is the financial risk coping strategies and suggestions of Zhonglin Group.Combined with the previous risk identification and assessment,based on the characteristics of Zhonglin Group’s own financial risk prevention and control,as well as the development environment of the state-owned enterprise industry,to find corresponding solutions.The sixth part is the conclusion and outlook.On the basis of summarizing the research results,the future development of the case company’s financial risk management is put forward.Through the analysis and evaluation of the financial risks of Zhonglin Group,the corresponding management measures are put forward,aiming at improving the enterprise’s risk prevention ability and promoting the overall healthy development of the enterprise.For Zhonglin Group,it is still necessary to optimize its financial risk management work in the future work,through the effective management and control of financial risks,to achieve steady development of the enterprise and obtain greater economic benefits.At the same time,it also provides a certain warning for the financial risk management of similar companies in the industry,which has certain reference significance. |
