Research On Financial Risk Assessment Of Aquatic Product Supply Chain Based On Order Financing Mode

The order financing mode is one of the main modes of aquatic product supply chain financing,which plays a positive role in solving the financing difficulties of small and medium-sized fishery enterprises(fishery cooperative organizations).But due to the perishable of aquatic products,is not easy to save,save the characteristics of short time,at the same time,carry out financial business main body is more involved in the supply chain,including aquatic products processing enterprises of the supply chain,logistics enterprise,etc.,and lead to more risk factors exist in the process of enterprise management,such as the external environment risk,management risk,financing risk order,etc.,thus aquatic product supply chain financial risk prevention strategy has important practical significance.Compared with the traditional financing method,the order financing method has a strong operability,not only can alleviate the shortage of farmers’ production funds,but also can complete the supply of products on time,which plays a positive role in improving the ability to accept orders and orders.Stabilize the aquatic product supply chain.In view of this,this article evaluates the financial risks of the aquatic product supply chain from the perspective of order financing mode.Through literature reading and expert interviews,this paper establishes a scientific and reasonable aquatic product supply chain financial risk assessment model,which provides a certain reference for the future operation of commercial banks and other financial institutions.It also provides reference,provides basis for risk prevention and control,and makes every effort to promote the application of supply chain finance in aquatic products industry.This article first introduces the research background of the financial risk assessment of aquatic product supply chain based on the order financing model.understands the research status of domestic and foreign aquatic product supply chain finance experts,and clarifies the significance of this research.Then,learn from the research results of domestic and foreign scholars in the field of agricultural product supply chain financial risk research,combined with the main influencing factors of affect the aquatic products supply chain of financial risk,in view of the current our country has not yet formed a set of scientific and reasonable aquatic product supply chain finance risk assessment system,adopts the questionnaire investigation,expert evaluation method,the comprehensive,classification and so on under the guidance of the principle respectively from credit risk,operational risk of supply chain risk,operation risk,order financing risk and the external environment risk five Angle,initial chose aquatic product supply chain financial risk assessment indicators.In order to make the constructed risk assessment system more scientific and reasonable,this paper first uses SPSS software to screen the selected indicators in the construction process,and then uses entropy weight analysis method to determine the weight of aquatic product supply chain financial risk assessment.Indicators.Finally,in the empirical analysis part,the fuzzy comprehensive evaluation method is used to evaluate the order financing risk of aquatic product supply chain of A small and medium-sized enterprise A Company,and the corresponding evaluation level and preventive measures are formulated.In this study,according to the order of financial risk assessment system,credit risk index of aquatic product processing enterprises and most small and medium-sized enterprises wading fishing,aquatic product supply chain financing model is constructed,which has a large weight,followed by.Is the order of financing risk and supply chain operation risk,so this risk is the main risk source of aquatic product supply chain financial risk;Through the analysis of this case,it is considered that the risk of aquatic product supply chain financing of A enterprise in this case is high,and risk prevention measures should be taken.Based on the case of enterprise A,and from the perspective of participants’ order financing mode,it is considered that aquatic product processing enterprises should strictly implement the access mechanism to improve their comprehensive strength.Small and medium-sized fishery enterprises should establish strict credit rating and evaluation system for fisheries-related financial enterprises,establish rural financial platform based on block chain technology,and establish and improve information sharing platform.Relevant government agencies shall formulate and improve relevant laws and regulations to create a favorable legal environment.