Research On Optimization Of Overall Budget Management Of L Bank Based On Strategic Orientation

The world economic environment is complex and changeable in recent years,and various risk events occur frequently in the economic downturn.Traditional commercial banks begin to shift from fast growth to stable growth.How to prevent systemic financial risks while doing a good job in inclusive financial services is an important issue for traditional commercial banks.It is an effective way to improve the management of internal work In the face of the challenge of market competition.Comprehensive budget management,as an important tool to help enterprises to achieve ideal management,can provide effective support from implementing strategic objectives and ensuring the implementation of business plans.I have been engaged in budget management in the financial management Department of the head office of L commercial Bank for a Long time.Through studying the current situation of comprehensive budget management of L commercial Bank,I have reported the defects or deficiencies in the current comprehensive budget management of L commercial bank.Thus the cause of the problem is analyzed,and the optimization measures of the overall budget management system are put forward.Provide basis and guarantee for budget management through system construction and improvement of organizational structure;Complete the budget decomposition of short-term strategic objectives by drawing strategic map and form budget indicators;And reformulate the budget management preparation process,layer by layer decomposition,the establishment of multidimensional budget preparation plan;In the process of budget implementation,an effective monitoring and early warning mechanism shall be established to monitor and analyze the budget implementation and ensure the orderly progress of strategic objectives.Further optimize budget assessment methods to provide effective guarantee for budget implementation.In this way,a comprehensive budget management system with clear logic and operability can be optimized for L commercial bank,which can play a real role in internal control and management based on the actual operation needs.Help L commercial bank to achieve comprehensive budget fine management and ensure the achievement of long-term and short-term strategic goals.