| Supply chain finance is a new credit business model derived from the financing difficulties of some enterprises in the supply chain.Although the emergence of supply chain finance solves the financing problems of enterprises,it also brings certain credit risks to the supply chain.It is necessary to prevent credit risks from different levels.With the development and expansion of supply chain financial business,the credit risk of supply chain finance is becoming more and more obvious.Build a scientific and reasonable credit risk early warning system and early warning model,and early warning and prevention of possible credit risks in the financing process,core enterprises,financing enterprises Relevant management organizations and other participants in the supply chain are of great significance.It has important practical significance for the successful financing of supply chain enterprises,the improvement of risk control level of financial institutions and the standardized development of supply chain industry.Based on the in-depth study of relevant theories and a large number of literature,by analyzing the behavior characteristics of supply chain financial participants and three different financing modes under the supply chain,this paper identifies the main sources of credit risk in the operation of the supply chain,so as to determine the formation mechanism of credit risk under the supply chain finance,from financing enterprises,core enterprises The early warning system is constructed from the four aspects of supply chain and pledge.The empirical part selects the supply chain data of the automobile industry,constructs the supply chain financial credit risk early warning model based on BP neural network,and forecasts the credit risk of the supply chain.Finally,according to the above qualitative theoretical analysis and quantitative empirical research results,this paper expounds from the three dimensions of government,financial institutions and supply chain,and puts forward corresponding preventive measures and policy suggestions for managing credit risk in supply chain from the aspects of relevant institutions,industry associations,credit risk management process and supply chain participants.Figure 19;Table 7;Reference 63... |
