Performance And Risk Of The Asset Management Company A Investment On Enterprise B

In the process of China’s social and economic development,small and medium-sized enterprises are a very important part.They enliven the market economy,provide jobs,promote technological innovation,and make great contributions to the national economic development.However,with the increasingly complicated political situation at home and abroad,increasing trade barriers and slowing economic development,the pressure of domestic economic restructuring is increasing.In the continuous process of the structural reform of the supply side of the country,some domestic enterprises have become increasingly indebted due to blind expansion or market contraction.After being impacted by epidemic situation,policy adjustment and market risk,credit risks have exploded in large numbers,and the number of small and medium-sized enterprises with problems has increased significantly.Problem enterprises need to be rescued,but the shortage of funds and the problem of "difficult and expensive financing" have always been important factors limiting the development of small and medium-sized enterprises.How to eliminate the financing dilemma and improve the effectiveness of financing has become an important problem to solve for the revival of problem enterprises.Based on this,this paper analyzes the project performance in the financing process of problem enterprises,identifies the main risks and effectively discusses the relevant coping strategies,hoping to provide some reference for improving the financing success rate of problem enterprises and identifying customers for financial institutions.In this paper,taking the equity financing project of A Asset Management Company,a small and medium-sized enterprise with problems,as the research object,and using the research methods of financial analysis,case study and literature study,the performance and risk management of A Asset Management Company’s restructuring investment in problem enterprise B are studied.In the performance analysis module,it mainly analyzes the income,assets and liabilities of enterprises,and then predicts the future profitability of new projects.In the risk identification and control module,there are mainly five categories of market risk,financial risk,credit risk,operation and management risk and new project risk involved in enterprise B.Then,through the detailed analysis of the industry where enterprise B is located,the repayment source analysis and the income forecast analysis,aiming at the possible risks,the risk control measures involving due diligence,policy support and sending directors are emphatically expounded.Through risk control measures,the capital security of A Asset Management Company is fully guaranteed.Through the analysis of the above contents,we can accumulate business experience,optimize the application of business model,and successfully realize the normal operation of problem enterprise B.The research conclusion is helpful to actively explore how financial asset management companies can give full play to their financial rescue function under the current new regulatory situation and new economic environment,and innovate their business model under the main business of "non-performing assets",which will provide certain reference value for asset management companies to restructure and rescue problem enterprises in the future.