Research On The Impact Of Green Credit On Urban-rural Integration Development In The Yangtze River Delta

Since the development of cities,the relationship between urban and rural areas has always existed between cities and rural areas.The relationship between cities and villages is not an inherent dual spatial structure,but a process of continuous evolution and gradual formation.Now,the development of urban-rural integration in China still faces many problems,such as the urban-rural development gap,the insufficient popularization of various production factors between urban and rural areas,the mismatch of resources between urban and rural areas,and urban-rural integration,which is the primary way to solve this problem.Rural economic development encouraging equal development between urban and rural areas is also the key to emphasizing urban interaction;combined construction is "common prosperity".Green credit is an efficient way to accomplish the development of urban-rural integration,which demands not only government certification,but also financial support.As one of the fundamental financial services,green credit can not only enhance credit services,but also extend the funding channels for investing in rural funds,increase the proportion of agricultural loans,and make funds flow to rural areas.".It can encourage rural areas.Guide financial support into the real economy,accelerate the flow of various factors between urban and rural areas,and "pave the way and bridge" for the integration of urban and rural areas to play a role,as a leader in China’s economic development,the Yangtze River Delta urban agglomeration has a sound financial system and infrastructure.The impact of urban-rural integration on China’s development level can provide a reference for the economic integration of urban and rural areas and other cities in China.Based on the relevant literature at home and abroad,this paper understands the related concepts and theories of green credit and urban-rural integration development,and analyzes the influence mechanism of green credit on urban-rural development from three aspects: capital orientation,factor flow and technological innovation,so as to provide theoretical basis for further empirical research.The entropy method is used to measure the urban-rural integration development level of 41 cities in the Yangtze River Delta from2011 to 2020,and the results are analyzed.Based on the theoretical research,this paper uses the spatial Dubin model to empirically analyze the spatial spillover effect of green credit on urban-rural integration development,and uses the panel threshold method to analyze the role of urban-rural integration development under green credit.The results show that:(1)From 2011 to 2020,major urban and rural cities in the Yangtze River Delta generally experienced slow growth in green credit and comprehensive development levels,with significant differences in development levels.(2)The level of urban-rural integration in the Yangtze River Delta possesses a certain degree of spatial connectivity.Green credit indirectly affects urban-rural integration,helping to develop urban-rural integration in the region,but also preventing urban-rural integration in adjoining regions.(3)The impact threshold of green credit on the development of urban-rural integration is very clear.As long as scientific research investment does not exceed the threshold,green credit will promote substantial development of urban-rural integration.According to the research results of this paper,the following suggestions are put forward.First,adjust measures to local conditions,make the best use of the situation,strengthen administrative intervention;Second,optimize the green credit related mechanism and support the development of green industry;Third,build an urban and rural innovation platform to promote the integration of urban and rural development with scientific and technological innovation.