Design And Implementation Of Balance Value-added System

With the launch of Alibaba's Alipay's Yu'ebao and Tencent's WeChat's WeChat,people have invested a lot of money in Yu'ebao or Liantong to buy currency funds.Because of the advantages of high security,high liquidity and stable profitability of currency funds,more and more users are attracted to invest their funds in the purchase of currency funds to achieve the purpose of increasing income.Because Yu'ebao and Li Caitong are based on two wellknown application platforms: Alipay and WeChat,most of the users in the early stage were attracted by the two of them.As a traditional fund-saving institution-bank,it has lost a considerable portion of its customers in this money fund trend.This has forced traditional banks to find ways to compete with Yu'ebao and Lietong.On the one hand,traditional banks need to strengthen the online service level and reduce the trouble for users;on the other hand,banks also need to cooperate with relevant fund companies to timely launch monetary funds that can attract users,so that banking institutions can retain customers,And establish a good cooperative relationship with customers.The main research content of this paper is the design and development of the T + 0 business system of the monetary fund.By studying the situation of relevant financial products in the market and combining the bank's own personal online banking system,integrated platform and financial management system,a design The T + 0 system of money funds based on the PE framework suitable for the Bank.The bottom layer of the PE framework technology used is Java's spring technology,including Ioc containers and Bean factories.The compilation tool used is eclipse,the database is oracle,the design of the system uses the front-end and back-end separation technology,and the interaction between the data depends on the interface.Bank users log in to the personal online banking system,and can carry out the purchase operation of the currency fund.After the purchase,the currency fund will generate income after T + 1 days to bring additional income to the user;it can also redeem the fund to allow customers It can be transferred out at any time and there is no handling fee;in addition,the automatic recharge function can be opened to provide customers with a fixed amount of subscription for the required money fund products without missing any investment opportunities.In addition,users can check the income generated by the currency funds they purchase in the personal online banking system and make reasonable plans for their own assets.This article first analyzes the research background and significance of the research project and the current research status at home and abroad,and then explains the technology used in the monetary fund T + 0 business system,such as: channel integration platform The general principles and usage methods of the PE frame technology used.After the introduction of the technology,we started to analyze the overall system requirements and system design.These two parts are the most important part in the development of the project,and they determine the direction of the project.After the direction is determined,specific code writing is started,that is,the detailed design and implementation of the system,and the functions of the system to be implemented are realized one by one.After the code is written,you need to test the written functions in detail to prevent errors in deployment to the production environment.If the test is correct,it can be pushed to the formal environment for users to use.