The Design,Implementation And Optimization Of Online Risk Management Platform's Front-end Modules

With the development of the Internet and the domestic financial industry,online payment is now blossomming.Contrasted to the traditional payment,online payment breaks the limitation of money and the restruction of location,which makes it faster and more convenient for people to do transactions.Although online payment has many adventages,it is also facing a more complex situation of risk,such as personal fraud,card theft,user theft and some other high-risk models.This will not only lead to huge financial losses for users,but also lower the reputation of online payment.What's more,with the increment of the number of payment business transaction,the traditional manual process of risk control becomes very complicated and inefficient.In order to solve this problem,a precise and effective online risk-control management platform is required.The online risk-control management platform can help companies to analyze risk quickly,control user's transaction risk and reduce the loss.This article is focusd on the analysis,design and implementation of the main part of a risk-control management platfrom,including risk collection,risk analysis and risk management process.The platform uses accurate and detailed user risk information and the reasonable and standardized risk management process to build an accurate,applicable and expandable online risk-control management platform.What's more,it can also be used to analyze the user's transaction risk with trading statistic information,which can prevent users' future transaction risk.The achievement of the paper is listed as following:? Collecting and analyzing the requirement of online risk-control management platform from the perspective of risk controller,then making a detail design from the functional and the architecture aspect based on the system requirement.? Building the architecture of the platform with B/S model and MVC style according to the design of online risk-control management platform,which leads to better stability and scalability for the platform.? Making a detail analysis and optimization for the query function from the aspect of MySQL and the system structure,which leads to better user experience and meets the high response rate od the non-functional requirement.As the result of the development,the platfrom has already been in used,and it has good usability and performance.