| With the deepening guidance of the guiding ideology of deepening reform in an all-round way,China’s social security system has been gradually perfected.Premier Li Keqiang also mentioned the need to speed up the opening up of China’s insurance market,especially to adhere to the principle of fair competition to continuously promote the upgrading and development of China’s insurance industry.It can be seen that the insurance industry and people’s daily life is closely related.As an important basis for establishing the legal relationship between insurer and policyholder,it is of great value to make clear the rights and obligations between the insurer and the policyholder in the insurance contract.Especially in the insurance contract to the insurance contract to the right of the insured to protect the full and effective,to promote the vigorous development of China’s insurance industry is very important.On the basis of analyzing the dispute severing disputes caused by information asymmetry in the process of concluding insurance contracts in the new period,this paper extracts the risk stakes that policyholders may encounter in insurance contract formation because of their right to know,and combines the application of emerging technologies in the field of insurance in the era of big data.This paper puts forward the concrete countermeasures to improve the protection of the right of the insured in the conclusion of insurance contract.We hope to provide reference for the construction of an all-round,multi-level,proportional principle of the right to information security system of policyholders. |
