Research On Strengthening State-Owned Commercial Banks To Perform Public Service Function

Since the 18 th National Congress of the Communist Party of China and the Second Plenary Session of the 18 th Central Committee,China’s government agencies have gradually increased their function transformation and reform,and the social public service functions of state-owned commercial banks have been gradually strengthened.As a key state-owned enterprise in the field of economic development,how to strengthen the ability of social public service functions and expand and improve the social service level of state-owned commercial banks,as a key state-owned enterprise in the field of economic development,is not only helpful to realize the socialization extension of public service functions after government reform,but also can be extended and popularized as a case of effective use of social resources in the future development of social construction.This paper takes The Industrial and Commercial Bank Of China of Changzhi City as an example to survey in five parsts.They are The Introduction,The Basic Core Concepts Involved,The Current Functions,Problems And Reasons Of The State-Owned Commercial Banks In Performing Public Service,As Well As The Strengthening Of Functional Performance Of The Countermeasures.Through the analysis of the current situation of public service function play of Changzhi Industrial and Commercial Bank,it is concluded that the current problems mainly focus on the imperfection of the banking supervision system,the incomplete sense of social responsibility,the insufficient financial support,and the lack of novel public service model.These conditions are affected by the lack of understanding of bank thought,the lack of motivation and the imperfect management system.In order to really strengthen the ability of state-owned commercial banks to perform their duties,the author puts forward the countermeasures to improve the bank’s sense of social responsibility,optimize the concept of the allocation of financial resources,improve the relevant government supervision functions,and improve the innovative thinking of the bank’s public service.In this paper,the state-owned commercial banks have special attributes,under the influence of China’s current policies,markets and other factors,their social responsibility and public service functions are constantly changing.Strengthening the public service capacity of state-owned commercial banks not only helps the government to play its management function better,but also is of great significance to the development of state-owned commercial banks’ own operations.