Research On The Decision Of Financing Model Of Smart Pension Project

China is vigorously advancing the construction of smart pension projects,the project funding needs continue to increase,and the shortage of funds has become a major obstacle restricting the construction of smart pension projects in China.The government’s financial support alone or the project’s own funds can no longer meet the project’s funding needs,and it is urgent to broaden the financing channels to absorb social capital participation.Choosing a financing model suitable for the development of smart pension projects is the first task to solve the problem of funding shortage.For the financing of smart pension projects,it is urgent to establish a reasonable financing decision system.This paper applies the analytic hierarchy process to the decision-making of the financing mode of the smart pension project,which has positive significance for improving the financing decision-making system of the smart pension industry in China.This article consists of six chapters.The first chapter elaborates the research background and research significance of smart pension project financing.It sorts out the relevant research results of scholars at home and abroad on smart pension,project financing,and the application of analytic hierarchy process.The second chapter explains the related concepts and analyzes the advantages of AHP compared with other decision-making methods.The third chapter discusses the financing case of the smart pension project in ZG area,analyzes the enlightenment brought by its financing mode,financing motivation,financing feasibility and other aspects,and provides a factual basis for the study of domestic smart pension project financing,further explaining The need for a reasonable choice of financing model.This chapter is used as a transition to carry out a decision-making study on the financing model of the smart pension industry.The fourth chapter establishes a financing decision-making system for smart pension projects by using the analytic hierarchy process,screens out factors that should be considered in financing decision-making for smart pension projects,and selects alternative financing modes,which are used as the criterion layer and solution layer of the financing decision model.The scoring data is used to calculate the model,and the final weighted calculation results are used to determine the optimal financing decision for the smart pension project.The fifth chapter puts forward suggestions for the implementation and guarantee of smart pension project financing from three aspects: improving the financing decision model,improving the operation effect of the PPP model,and promoting smart pension industry financing.In summary,Chapter 6 draws the following conclusions:(1)The construction of smart pension projects requires a large amount of funding.Choosing a suitable financing model has current significance for solving the problem of funding shortages for smart pension projects.(2)The "decision system for financing mode of smart pension projects" constructed in this paper is feasible,and the source and process of index selection are reasonable.(3)A financing analysis model can be established using AHP to make the financing decision-making process of smart pension projects more rigorous and the results more intuitive.