| Since the 21st century,Human beings now face increasingly tough environmental problems.A large quantity of carbon emission leads to an abnormal change of global climate.For tackling global climate change and environmental problems,China indicated in international conferences in 2020 that it will reach carbon peak in 2030 and become carbon neutral in 2060.After the commitment made at the international conference,the Chinese government also put forward the strategy of accelerating the transformation of green development mode and ensuring the coordinated development of high-level protection of ecological environment and high-quality development in its domestic work report for 2021.In the new historical period,in order to meet new challenges and control greenhouse gas emissions,an important financial movement is carried out.In the process of participating in the national carbon market and helping emission control enterprises realize the value of carbon assets,commercial banks also play an important role in low-carbon development.Based on this background,taking the development of carbon finance business of Bank of Jiangsu as an example,this paper discusses the current situation and existing problems of carbon finance business of Bank of Jiangsu,in order to provide some reference value for other urban commercial banks in China to carry out carbon finance business.This paper is carried out according to the logic of theoretical interpretation,case analysis and opinions and suggestions.The research content includes the following parts: first,theoretical elaboration.To begin with we formulate the definition of carbon finance and introduce the theory related to carbon finance and then we discuss the development of carbon finance business at home and abroad.The second is case analysis,which analyzes and compares the organizational structure,development scale,product system and information disclosure of carbon finance business of Bank of Jiangsu with the development of carbon finance of banks in the same industry.It is found that although Bank of Jiangsu has some practices worthy of reference in the development process,there are still some problems.Due to the imperfect carbon finance system,imperfect organizational system and opaque information of carbon finance business of Bank of Jiangsu,the carbon finance business of Bank of Jiangsu has been in the primary stage of development,with great development potential and room for progress.Third,opinions and suggestions: according to the shortcomings of Bank of Jiangsu in developing carbon finance business,and referring to the advanced experience of banks in the same industry in developing carbon finance business,put forward suggestions for the development of carbon finance business of Bank of Jiangsu in the future: learn advanced business philosophy,such as adopting international standards;It can provide reference for other urban commercial banks in China to better develop carbon finance business。... |