Problems And Reasons For JR Rural Commercial Bank To Develop Green Finance Research On Countermeasures

Green finance refers to the new financial services developed by Banks around green projects.With the growing of China’s environmental pollution,green development has already become one of the important themes of current era development,finance as the important part of economic development,with the modern financial services to promote green development,become the trend of The Times,under this background,the paper analyses the problems about the development of the our country commercial bank financial green.This paper adopts the methods of literature research,field investigation and summarization to analyze the problems related to the development of JR rural commercial Banks’ green finance through the cases of JR rural commercial Banks’ behaviors.Paper first summarizes the related concepts of green financial development,then the connotation of green financial development related to were summarized,and then analyzes the JR bank green financial development present situation,to the JR bank green financial development at home and abroad is analyzed and the analysis of the related experience of the development of green finance of commercial bank,finally proposed the JR bank policy Suggestions on the development of green finance,to be specific,the thesis studies have found that the following conclusion:The main conclusions of this study are as follows:Firstly,JR Agricultural and Commercial Bank has developed green financial services in recent years.It has made remarkable achievements in credit scale and product innovation,and its market share has increased significantly.Secondly,in the process of green finance development,JR Agricultural and Commercial Bank still has some problems,such as low innovation of financial products,high risk of green finance development,and lack of professional green finance talents.Thirdly,the experience of Standard Chartered Bank,Industrial and Commercial Bank and Industrial & Commercial Bank in the development of green finance is analyzed.It is believed that the common characteristics of these banks are to enrich products,strengthen risk control and cultivate professional talents for the development of green finance.Fourthly,it puts forward the policy suggestions for the development of green finance of JR Agricultural and Commercial Bank.It believes that JR Agricultural and Commercial Bank needs to further enrich the product system of green finance,and constantly strengthen the risk prevention of green finance,cultivate new green financial elite talents,and promote the development of green finance of JR Agricultural and Commercial Bank.Although the paper puts forward some policy suggestions for the development of the bank’s green finance and draws some research conclusions,on the whole,the research of the paper is limited to theoretical deduction in the logical sense and lacks rigorous empirical research,which leads to the lack of authoritativeness and persuasion of the research.Future articles can collect relevant data and build relevant mathematical models.In order to enhance the authoritativeness and persuasion of the research,this paper makes a further analysis of the green finance related issues of the bank.