| In the social income structure of our country,As the largest group of population,the working class’ s income and quality of life have a direct impact on the overall development trend of the whole country.On the one hand,the income of the working class is relatively fixed,mainly from wages and part of the investment income,the main characteristic is stable and less money.On the other hand,with the continuous rise of prices,the wage earners with relatively fixed incomes are facing increasing economic pressure year by year.Therefore,they have an urgent need for the preservation and appreciation of assets and the increase of income.However,investment and financial education in China has not yet been popularized,so although most working families know that "if you do not manage money,you will be ignored",they have not received professional education on investment and financial management,so they are more likely to "follow the crowd" in the actual operation process.In investment and finance,the most taboo is to blindly follow the trend,which will not only fail to achieve the expected income target,but also suffer the risk of loss of principal.Therefore,how to let the working families to master their own characteristics of investment and financial knowledge and skills has important practical significance.Inner Mongolia is in the north of China,is a typical western province.Compared with the southern developed provinces,the overall economic strength is relatively weak,per capita income is medium.since the reform and opening-up.he income of salaried families in Inner Mongolia has increased substantially with the rapid economic development since2000.With their daily needs being met,more and more working families are realizing the importance of investment and financial management and are taking various ways to get involved.Based on the working families in Inner Mongolia as the research object,through a questionnaire survey was conducted in ordos,the habit of working families of local investment banking to statistical analysis and cognition,and sums up out of the Inner Mongolia in the process of working families in financial investment in the universality of the problem,puts forward some opinions and suggestions to solve problems.The whole thesis is divided into six chapters.Chapter one elaborates the background and significance of the topic selection,and the status quo of research at home and abroad.The second chapter is the theoretical part of the paper,which mainly introduces the scope of the working class,the definition,objectives and contents of family investment and financial management.The third chapter introduces the background of the investment and financial management of the working families in Inner Mongolia by means of questionnaires and data sorting,and makes an in-depth analysis of the cognition and habits of the investment and financial management of the working families in Ordos.Chapter four: Summarize the problems existing in the external environment and themselves of the working families in Inner Mongolia;The fifth chapter combines the contents of the third chapter and the fourth chapter,from the government,the industry,the working family three levels of investment and financial management put forward the corresponding suggestions;The sixth chapter is the final conclusion,which summarizes and looks forward to the research work. |
