Risk Control Of Financing Lease And Business Analysis

Capital leasing, which also can be called as device leasing, modern leasing or financial leasing, refers to those substantially involved with transformations of risk and remuneration, either partially or completely, concerning about proprietary. The ultimate capital proprietary can either be transformed or not. The typical characteristic of capital leasing is due to the ownership of the lease item the lessor just in order to control the lessee to pay the rent and the risk of taking a form of ownership, could eventually transferred to the lessee at the end of the contract, So buying chosen by the lessee the lease item, maintenance also shall be the responsibility of the lessee,the lessor is only to provide financial services?Capital leasing is of various kinds of business categories that in turn the benefit mechanisms are also varied. Risk management is not only just a vital rule for institutions in financial field but also a commonly existence all over the industries, to which Capital leasing should strictly conform. However, capital leasing is significantly different from other financial business, which makes capital leasing incur risks that are both of the common and its own characteristics. The actual case by Shandong A petrochemical enterprise, analysis of the company's business model, revenue financing lease and Analysis respectively from policy, industry, business, credit, market, management, and other aspects of its risk.Therefore, when facing nowadays' global financial crisis, we should consult foreign successful experience and carry out great development in modern capital leasing industry that could lead our national economy rise from the bottom valley real soon.