Research On Measuring The Risk Of Internet Fund Products Of China Under A New Of Asset Management

In recent years,the structure of researching and designing asset management products has become more and more complex,multi-layer nested financial products emerge in endlessly.Some business development not standardized,rigid payment and avoidance of financial supervision and other issues have brought great troubles to investors in identifying investment risks and financial supervision of regulatory authorities.Under this background,the new asset management regulations emerge as the times require,which have a significant impact on the asset management business and asset management products of financial institutions.As one of the most popular investment financial products,it can't be ignored that internet fund products are on the impact of the new regulations.Therefore,it is of great significance to study the risk measurement of Internet fund financial products under the implementation of the new regulations.This paper is divided into the following five parts to study the risk measurement of Internet Fund products under the background of the new regulations.The first part describes the research background and significance of Internet Fund product risk measurement under the new regulations,reviews the previous research literature and forms the content and methods of this study.The second part outlines the definition and characteristics of the new regulations and points out their impact on Internet financial management.It also makes an in-depth discussion on the risks of Internet fund products under the new regulations.The third part analyses the market of Internet Fund products,Internet fund products and market risk measurement methods of Internet Fund products.The fourth part chooses the sample data and carries on the basic statistical analysis,constructs the model to measure the product risk value,carries on the contrast analysis to draw the conclusion.Based on the above research,the fifth part puts forward suggestions on the Countermeasures under the new regulations from four aspects: bank financing,securities business management,fund financing and trust business.The main conclusions of this paper are as follows: firstly,according to the results of sample data analysis,the risk of Internet fund products has increased after the issuance and implementation of the new regulations;secondly,the risk of Internet fund products launched by banks has changed the most;finally,compared with other risks,the interest rate risk of market risk has a greater impact on Internet Fund products.The innovations of this paper are as follows: firstly,under the background of the new regulations,I study the risk of Internet Fund products,which makes the research timeliness;secondly,I use ES and information entropy and measurement model to measure the risk,which makes the measurement method unique.