Research On The Sustainability Of Financial Enterprises In Xinyang City

In the report of the 19 th National Congress of the Communist Party of China,the task of letting the poor and poverty-stricken areas join the country in entering a comprehensive well-off society in 2020 is proposed.In 2013,General Secretary Xi Jinping proposed an important poverty alleviation concept for poverty alleviation,targeted assistance for poverty issues,and built a comprehensive well-off society in 2020.Accurate poverty alleviation has become an important development concept for building a well-off society in an all-round way and measures to achieve effective poverty alleviation.Under the background of the current accurate poverty alleviation work,governments and relevant departments across the country have actively invested in the work of precision poverty alleviation,making full use of their own resources to effectively provide poor poverty alleviation programs and measures for poor people and poor areas.In the financial industry,various financial companies have spared no effort to promote the poverty alleviation policies of all levels of government finance series,and provide financial support to poor areas and populations through financial loans and financial preferential policies to achieve financial precision and poverty alleviation.However,in practice,there is a lack of enthusiasm for financial enterprises to participate,financial incentives are not targeted,and issues such as post-poverty policies are not sustainable.The problem to be studied in this paper is from the perspective of financial enterprises,taking P Group as an example,combined with the financial poverty alleviation policy orientation,re-positioning and analyzing the financial enterprise business development strategy,focusing on the main aspects faced by financial related enterprises in the targeted poverty alleviation work.The dilemma,through multi-faceted research and analysis,attempts to find a corresponding strategy that balances the objective conditions of market economy development and government policy requirements.The full text is divided into six parts to elaborate.Firstly,it expounds the background and significance of the research,introduces the development of financial precision poverty alleviation and its significance in theory and practice,and summarizes the research of scholars at home and abroad in studying the precise poverty alleviation of financial enterprises.The results and main points of the summary are summarized,and the methods and contents of the research are expounded.Secondly,the definition and theoretical basis of the definitions of financial enterprises in the precise poverty alleviation,defining poverty alleviation,precision poverty alleviation and financial precision poverty alleviation,expounding the theory of synergy and the theory of rights poverty And the inclusive financial theory provides a theoretical basis for research;then,taking P Group as an example,it summarizes the current situation of the preferential poverty alleviation in Xinyang City and the main policies and practices of P Group participating in financial poverty alleviation,summarizing and summarizing the financial precision of P Group.The main results of poverty alleviation;in addition,in-depth analysis of the problems and causes of current P Group's financial precision and poverty alleviation in Xinyang market,and introduced the representative financial experience of poverty alleviation in China;Finally,for P Group The problem of financial precision poverty alleviation in Xinyang City,the credit risk of financial poverty alleviation Large,limited investment in financial precision and poverty alleviation,excessive investment cost of financial poverty alleviation and lack of follow-up investment and tracking,the problem of persistent lack of strength suggests that the credit system of poverty-stricken households should be used to establish a guarantee system to actively control poverty alleviation finance.The risk,strengthen the social responsibility of financial enterprises to enhance the sense of responsibility and basic preparations for financial poverty alleviation,join digital finance to reduce the poverty alleviation costs of financial enterprises,and establish long-term accurate poverty alleviation plans to achieve the sustainability of financial poverty alleviation.To achieve commercial finance to better serve the local economic construction work,and help the government to win the main purpose of fighting poverty.