Research Report On The Development Of Fintech In Guangzhou

At present,China is in a crucial period of economic structural transformation and upgrading,and the construction of an innovative country.We should deploy the capital chain around the innovation,explore new mechanisms for fintech,and truly improve the financing environment for small and medium-sized technology-based enterprises.It is of great theoretical and practical significance to promote the capitalization and industrialization of scientific and technological achievements.As an important measure to promote the development of the national economy,Fintech has greatly promoted the level of scientific and technological innovation,accelerated the deepening of financial reform,and is also an effective support to optimize the national innovation system and cultivate the ability of independent innovation.Now it has become an important proposition to realize the rapid growth of the national economy.Based on the national innovation-driven development strategy,the implementation of the three major action plans of science and fintech,combined with the concept of constructing Regional Financial Center and International Venture Capital Center in Guangzhou.Taking Guangzhou as the object of on-the-spot investigation,the author adopts the methods of interview,questionnaire,on-the-spot interview,meeting,statistical report and qualitative combination of investigation and statistics.Conduct in-depth investigation and analysis of government departments,financial institutions,and high-tech industrial development zones in Guangzhou,in order to better understanding the industrial distribution,asset structure and financing needs of companies.Aslo,from the three dimensions of sci-tech finance credit,venture capital investment and sci-tech capital market,this paper analyzes the present situation of fintech in Guangzhou and the reasons hinder the development of Fintech.Summarizing current situation and experience of the development history and putting forward some relevant policy suggestions for its existing shortcomings,so as to better promote the development of Guangzhou fintech market.Optimize the financing channels of science and technology enterprises.It is of great significance for Guangzhou to transform the mode of economic development and enhance the industrial competitiveness.