Study On Financial Sharing Model Of PICC Property Insurance Company Of China

With the economic globalization to promote the development of enterprise and innovation,the traditional financial management mode has been gradually do not accord with the need of modern management,so need a kind of innovation of financial management mode to improve the operational efficiency of enterprises to promote the rational allocation of resources in 2013,the ministry of finance business development put forward more enterprise wide branch,can be Shared according to oneself circumstance to establish a financial center in recent years the rapid development of financial insurance market in China,the Chinese insurer company as a large state-owned joint-stock insurance companies in China,the local branch Financial management work is numerous,in this case to enhance the competitiveness of the company to improve the efficiency of financial management,the establishment of a new financial management model is imperative.This article first elaborates the basic theory of the financial Shared schema,in market-oriented financial sharing mode of Chinese insurer co.,LTD as the study case,using the method of comparison,the Chinese insurer to implement financial sharing model in cost control,financial risk management,business processing efficiency,comparing the results in a lateral Shared with senior market-oriented financial mode of China's ping an co.,LTD.,in the aspects such as customer satisfaction,cost control and risk control,this paper compares and analyzes the insurer's financial model to make evaluation,and puts forward problems and Suggestions for improvement,the research conclusion: 1.After PICC implemented the financial sharing mode,the company strengthened its cost control;2.PICC property insurance has been strengthened in financial risk management;3.PICC property insurance business processing efficiency has been improved.However,compared with ping an in China,there are still deficiencies in employee management,risk control,service level and other aspects,and Suggestions for improvement are put forward accordingly.The author hopes to obtain empirical experience through research and analysis,so as to provide options for financial insurance enterprises to adopt appropriate financial sharing mode.