Research On The Improvement Of N Commercial Bank Operation Management Under The Impact Of Internet Finance

The financial industry is closely related to the banking industry.The development of the financial industry is inseparable from the support of the banking industry.The banking industry is an indispensable part of the financial industry.The development and operation mode of the financial industry has a certain unity,which is not conducive to the stable and sustainable development of the banking industry.to a certain extent,the operation mode is expanded so as to be developed towards the diversification direction,and the internet finance has high efficiency in the transaction mode or the information exchange or the transaction cost,and the advantage has a certain impact on the development of the traditional commercial bank,The competition pattern of the financial industry is no longer limited to the traditional content and form,so the traditional financial industry should be On the basis of understanding and grasping the current trend of development,commercial banks are no exception to identify their own advantages and disadvantages,and need to carry out Internet financial analysis based on their own advantages and disadvantages,actively seize the opportunity and dare to meet the challenges,with a view to improving operation management through Internet financial application,service level innovation and epoch.On the basis of analyzing the theory of financial intermediary,this paper analyzes the current research situation of commercial bank operation and management under the impact of Internet finance at home and abroad by using the method of literature,and introduces the related concepts and related theories of Internet finance and operation management.On this basis,taking N commercial bank as the research object,this paper analyzes the current situation of N commercial bank network operation,and finds that the network regional distribution of N commercial bank network operation transformation is lack of overall planning,the network function positioning is not clear,the network operation intensive degree is poor,the network staff service level is not high,the network innovation lags behind,and the fine management is insufficient.On this basis,combined with the actual situation of N commercial banks,the orientation of bank web page operation is carried out from four aspects: function,efficiency,service and mode,and then the improvement scheme of operation mode flow,operation internal control automation,network operation mode lightweight,modern operation factory and network service differentiation are put forward.In order to ensure its orderly implementation,it is also required to provide for its implementation by deepening the intelligent operation mode of the network,exploring a new service model to improve the service quality,improve the level of risk control,and attach importance to the construction of the compound talent team.A strong guarantee.