Research On The Change Of Commercial Bank Management Mode In China

China on November10，2001formally joined the World Trade Organization. After fiveyears, a lot of foreign banks in the country to obtain equal status and Chinese commercialbanks to start competing. Foreign capital to enter the market, enhance the level of the market,China’s commercial banks are able to procure for operators control the uncertainty from thevertical and horizontal aspects further enhanced. Chinese commercial banks need to respondto a strong challenge. We can ifnd an iconic example of this is, in March of this year,Ericsson Nanjing enterprises to its commercial bank loans from China Nanjing Branch wastransferred into the United States towards the Chinese market, Citibank. We have to makethis move is called "Ericsson defection United States", which is considered to be Chi’nasentry into WTO, the financial market has undergone tremendous earthquake. April18thesame year, China Minsheng Bank first began to counterattack foreign banks respond. Aboutthe implementation of the buyer interest discount business, livelihood nets four kinds of newbusiness activities.On the same day, Beijing McDonald’s, China Southern Airlines，and many Chinese andforeign large enterprises and Minsheng Bank has signed a contract. Arguably, theinnovations related to Chinese commercial banks can be reborn. Compare countries on theworld’s bank, we lack the failure of the market, is not all technology, we seems largelyconcerned with product innovation and core competitive level, we are now lacking moreperformance fo’r the banks management mode.Comparison with foreign banks，our bank management personnel management conceptsvery conservative and backward, a huge organization and is not clever layout, to some extenthindered the people’s initiative to play, eventually forming all sorts of reasons good andCommercial Bank of China’s Fast operations obstacles. Kazakhstan has led our country inthe face due to changes in the external environment, unable to respond quickly to marketcompetition, can not be quickly and efficiently respond to market changes, so that reducesthe level of competition in commercial banking system, and the concept of the modern andpractical bank there is a huge distance. Therefore, the Commercial Bank of our countryshould take the initiative and improve market competitiveness in the fierce competition togain, as the transition of management model has become the inevitable trend of development.In the full text of the study, the research methods used are mainly:(1)Relative to the joint multi-disciplinary approach. Based on the research questions, Ireach from economics, management, bank management science and other disciplines, andtheoretical implications to borrow, as well as the eiffciency of commercial banks innovationmanagement system to carry out exploration activities together.(2)Systems Analysis. In this paper，to explore issues, adhere to the bankingorganization as the economic and financial system, there’s a big sub-branch, highlighting thechanges produced when a large system, subsystem, as soon as possible to respond to thesechanges.(3)Dialectical analysis method. In this paper, I use the method of dialectical logic tostudy in the process management mode of our country Commercial Bank of the problemsand their causes.(4)Case analysis. Based on many foreign banks in a case of advanced managementmode to explore, to our country to carry out banking management mode thinking, furtherpointed out that the impact of having a sexual reference.(5)Joint normative analysis and empirical analysis. This is commonly used to exploreeconomic issues one way. In this paper, according to the survey on the situation of China’scommercial banks, the reasonable analysis and demonstrates the problem facing the processchange management model of China’s commercial banks, so as to find a solution to theproblem.The full text of the main logic is: the concept of defining the issues raised，scope, askquestions, research questions, demonstration problems. Can be divided into four chaptersfrom the content, the ifrst chapter, mainly explains the background and practical significance,and explain the core concept and the research methods，and brielfy introduces the contentand structure. The second chapter outlines the transformation of management model ofcommercial banks. Through the research on the development of commercial banks,commercial banks with the main body of this unique behavior, the concept of commercialbank management model are introduced, the significance and process change managementsystem of commercial banks to carry out analysis. Then this paper discusses the necessityand the long-term change the management mode of operation of commercial banks in china.The third chapter elaborates the development situation of China’s commercial banks in thechange management mode, summed up the existing model transformation process is summarized in the commercial bank problems, and analyze the deep reasons of its existence.In the fourth chapter, we talk about the new thinking in the transformation of mode ofoperation and management of commercial banks in china. According to the problemsdiscovered, attempts through to the foreign advanced management case exploration to findcountermeasures for China’s commercial banks to adapt to the development of the financialindustry trends. The fifth chapter, I offer advice to the transformation of commercial bankmanagement pattern. Chapter6，it is pointed out that this paper discusses the deifciencies,and to the transformation of our country commercial bank operation and management modewere discussed.