| The Bank of southern hebei was formed from October 15,1939 to April 1948,and formed North China Bank.It has been in existence for nearly 9 years.In the process,the bank has completed the cause of unified currency,improved internal management system and active business system,and formed a unique set of operating mechanisms.The uniqueness of the Bank of southern hebei 's operating mechanism is mainly reflected in the following aspects: First,it is temporary.The operating mechanism of the Bank of southern hebei is continuously updated and supplemented with changes in the war situation,and it is not fixed permanently after it is determined.It has been adjusted in different historical periods of the Bank of southern hebei.The second is wartime.This is the most prominent feature of the bank's operating mechanism.Because of the particular circumstances of the times,the formulation and implementation of various operating mechanisms of the bank have been affected by the war.Finally,it is statutory.That is,the activities of the Bank of southern hebei are mostly arranged according to the central government's decree and the current situation of the comprehensive market.Starting from reality,Jinan Bank fully grasped the objective laws,adjusted its operating mechanism in a timely manner,completed the historical mission of supporting the Anti-Japanese War economy and protecting the interests of the people,and became an important part of the financial undertaking of New China.The development of the Bank of southern hebei is divided into four periods,that is,before the establishment of the Bank of southern hebei,the initial stage of its establishment,the merger of the Bank of southern hebei and the Industrial and Commercial Bureau,and the development of urban business.First of all,before the establishment of the Bank of southern hebei,traditional financial institutions already existed in the base areas of Shanxi,Hebei,and Henan,especially in Shanxi,where the bank was established.Therefore,after the establishment of the Bank of southern hebei,it has greatly borrowed from the excellent system of the traditional financial industry,especially the management of ticket numbers,employment,and business activities to carry out activities.The reason why the Bank of southern hebei can learn from the traditional financial system is that it is established in Shanxi and has a convenient geographical location.The second is that the bank has recruited a number of experts in traditional financial industries.They are combining the actual situation of the Bank of southern hebei.Based on this,various operating systems of the Bank of southern hebei were formulated and developed.In addition,before the founding of the Bank of southern hebei,the Shandong Bank served as a revolutionary financial institution in the southeast of Shanxi,providing convenience to the people and the army.With the establishment of the Bank of southern hebei,Shandong Bank was included in the Bank of southern hebei,ending its historical mission.The Bank of southern hebei was established in October 1939.Since its establishment,it has started a series of activities centered on currency.When the banknotes were issued,many currencies were in circulation in the base area.Their existence severely restricted the circulation of the Bank of southern hebei ?s banknotes.Therefore,the Bank of southern hebei first cleared the currencies in the base area by sorting miscellaneous banknotes.While clearing up miscellaneous banknotes,the Bank of southern hebei actively carried out currency struggles,and launched a silent struggle with enemy counterfeit banknotes,counterfeit Union Pay and various currency conspiracies.At the same time,the Bank of southern hebei decided to implement a protection policy for fiat currencies and promote the issuance of the Bank of southern hebei is banknotes by protecting fiat currencies to stabilize the base market.In addition to carrying out monetary tasks,the Bank of southern hebei has clarified the internal management system and external business system of the mechanism.Regarding the management of the mechanism,the Bank of southern hebei has established a three-level system of the general branch,which has a clear affiliation relationship.At the same time,it has formulated the work system and financial management system of each department.Regarding the external business system,the Bank mainly stipulates the basic business of the bank,as well as the detailed rules of the material and foreign exchange management business.The initial stage of the establishment of the Bank of southern hebei mainly focused on unifying currency,standardizing internal management system and external business system,and serving military and civilians in base areas.In October 1944,the Taihang District Bank of the Bank of southern hebei merged with the Shanxi-Hebei-Shandong-Henan border region and Commercial Administration Bureau,marking the establishment of the bureau.Of course,the merger of the Bank of southern hebei and the Bureau of Industry and Commerce was not smooth.During the merger,there was a lot of gaps between the two departments.This issue was resolved through criticism and self-criticism.In order to carry out production cooperation more effectively,the Administration Bureau has formulated a reasonable organization and personnel system to help the Administration Bureau complete various tasks by improving the operating mechanism.During this period,the bureau's arrangements for the management system and business system were very orderly: the Administration for Industry and Commerce mainly completed the tasks of industrial and commercial management flexibly by controlling import and export trade,managing taxes,anti-smuggling,and factory shops.the Bank of southern hebei is mainly responsible for basic business such as deposit and loan remittance,credit,etc.Bank's business activities are always coordinated with the work plan of the Industrial and Commercial Administration Bureau,and the two cooperate in synergy.The merger of the Bank of southern hebei and the Administration for Industry and Commerce is a process of coordination and performance.Even if the two parties eventually separate their offices,after this cooperation,the cooperation between the two is more tacit.They jointly play a role in the economic construction of the base area.Important role.In early 1946,the head office of the Bank of southern hebei relocated to Handan City,Hebei Province,and shifted its focus to the city.In order to adapt to the development of the urban economy,the Bank of southern hebei launched urban business and actively carried out corporate reforms,striving to adapt various tasks to urban development.While carrying out the urbanization reform,the Bank of southern hebei has also paid close attention to the rural economy.For example,it has helped the countryside to establish and develop its own financial organizations and credit cooperatives.This is a great aid for the rural economy development of the Bank of southern hebei.And contribution.In April 1948,with the finalization of the victory of the liberation war,the Bank of South China and the Bank of Shanxi-chahaer-hebei Border District formed the North China Bank,becoming the only financial institution in the North China Liberated Area,and established a fixed currency ratio with Beihai Bank and Northwest Farmers Bank.The unified currency circulation has thus established a unified tone for the financial undertakings of New China.At the end of 1948,the People's Bank of China was established on this basis,and the revolutionary base banks represented by the Bank of southern hebei ended their short-term historical mission and became the founders and builders of the financial undertaking of New China.Looking at the historical process of the operating mechanism of the Bank of southern hebei,it is not difficult to see that change is the theme of its development,which has forged the three major characteristics of the bank.In the process of continuously adjusting the operating mechanism,the Bank of southern hebei has always adhered to the leadership of the Communist Party of China and adhered to the principle of serving the people,making great contributions to the financial cause of New China. |
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