Research Of Financial Services Project Of Y Company’s Used Car Network Platform

The Internet is the cornerstone of the second-hand car market in Chinese gradually developed with the progress of science and technology,to improve the consumer market demand,whether it is to promote the establishment of various platforms or activities have promoted the development of second-hand car market,especially large circulation of automobile financial service in the second-hand car market,promote the second-hand car market higher transaction volume.Nowadays,with the development of science and technology and the continuous coverage of the Internet,China’s second-hand car market has entered a stage of rapid development,but is still in the development stage.On the one hand,the government also plays an important role,introduced relevant policies to encourage the financial investment to buy second-hand car;on the other hand,many consumers for insurance,not only do not want to put too much money,want to buy reliable car,the first car to choose second-hand car.It is precisely because of this,the purchase of second-hand cars are often lack of economic strength,the need for certain financial services to support,then the Internet used car platform played a considerable role.For businesses and consumers to provide the corresponding automotive financial services,consumers can ease the financial pressure,businesses can also sell vehicles at higher prices,to achieve a win-win situation.In particular,through the purchase of second-hand cars will be the market data statistics,in recent years,China will usher in the replacement of car peak,then the used car market is a big business opportunities.Based on this,this paper introduces the development of second-hand car market in China and the current situation of Internet second-hand car,comparison of common several Internet second-hand data platform,select Y financial services business of the company as the research object,by Y company as an example to the financial product launches the research used the Internet,combined with the present situation and the analysis of the business,Y company through further investigation and study,to Y company financial service plan shows lack of in-depth analysis,to analyze its deep causes and put forward corresponding countermeasures.Y company financial services design optimization ideas were put forward.