| In recent years,with the domestic macroeconomic situation heating up and the market economy system improved,the competition in the industry is increasingly intensified.Some enterprises develop rapidly and show strong performance by using the financial model.More and more enterprises adopt the financial model to expands financing resources for enterprises,bringing a large number of floating cash,in order to expand the scale of capital,enhance channel value,support strategic transformation and other purposes of further development.This paper chooses the typical enterprises using the financial mode from the electrical appliance industry,the automobile industry and the retail industry.Taking the case of Qingdao Haier,Dongfeng Automobile and Suning Yun business,we study and compare their mode of strengthening the supply chain,capital occupation and arrangement,summerise the the operation of financial funds,providing some reference for their respective industries and other industries on how to ease the pressure of capital and achieve development.By further research on the mode of operation of funds,we find that the financial model is a "doubleedged sword",long-term occupation of supply chain funds for enterprises brings financial benefits to promote development,but also commercial credit risk,Excessive use of financial model can easily breaks the funding strand,leads to a financial crisis,affects the stability of the supply chain and entire financial system.Therefore,how to rationally use the financial mode,increase interest-free financial income to meet the development,strengthening the risk of resistance to control the liquidity risk of enterprises,we provide some preventive reference for various industries and enterprises,helping them achieve healthy and sustainable development. |