Research On Financing Of Farmers' Professional Cooperatives In Wendeng District

As a new type of agricultural operation subject,farmers' professional cooperatives are of great significance to accelerate agricultural modernization,solve the "three rural" problems and realize rural revitalization.We must clearly realize that compared with developed countries and regions,there is still a large gap in the development level of China's farmers' professional cooperatives.Similarly,even in different regions of China,there is also a large gap in the development of farmers' professional cooperatives.At present,the problem of financing difficulties faced by farmers' professional cooperatives has become a key resistance factor to their further development.If this problem is not solved,it will not only hinder the solution of the "three rural" problem,but also affect the further development of the whole national economy.As of the end of 2018,there were 729 farmers' professional cooperatives in Wendeng District,an increase of 20.7% compared with 604 in 2017.The number growth is gratifying.Relying on high-quality agricultural resources,the development momentum of farmers' professional cooperatives in Wendeng district is strong.However,due to its own conditions and poor external financing environment,there are still many problems in the development process.Lack of funds and financing difficulties are the main reasons restrict the development of farmers' professional cooperatives in Wendeng district.In order to explore the causes and solutions of financing difficulties in Wendeng District,this article uses questionnaire survey to investigate 110 farmers' professional cooperatives.These farmers' professional cooperatives were randomly selected from towns with centralized distribution and large scale in Wendeng district.It's finally collected a total of 95 valid questionnaires.A large number of first-hand data were obtained,and the survey data were collected by theoretical analysis Face study.Firstly,through 95 questionnaires,this article makes descriptive statistical analysis on the development,operation and financing of farmers' professional cooperatives in Wendeng District.Then to find out the factors and problems that affect the financing of farmers' professional cooperatives in this district.Secondly,on the basis of questionnaires and existing data,through the logistic analysis,this article makes a statistical analysis of the factors that affect the financing of farmers' professional cooperatives to financial institutions.Thirdly,this article summarizes and analyzes the experience and lessons at home and abroad,and put forward countermeasures to solve the problem of financing according to the actual situation ofWendeng district.Finally,I hope that through the research on the financing of farmers' professional cooperatives in Wendeng District,we can provide a reference for the construction of the financing system of farmers' professional cooperatives in Shandong Province and even the whole country.