Research On Financial Risk Management Of E-commerce Supply Chain Under The Background Of Precision Poverty Alleviation

E-commerce supply chain finance is the development of supply chain finance to the 3.0 stage.The e-commerce platform as its core provides credit and financing services to suppliers and dealers with capital needs upstream and downstream of the supply chain by virtue of its platform advantages,data advantages,and logistics advantages.A business model.in the context of the country’s construction of a well-off society,the implementation of a targeted poverty alleviation strategy,and the e-commerce poverty alleviation gradually achieved excellent results,the business model of e-commerce supply chain finance has also begun to be gradually applied to poverty alleviation work,providing credit services to poor producers.So that they can obtain funds to carry out normal production and operation activities in the absence of collateral and credit qualifications that do not meet traditional credit.As an e-commerce platform that develops supply chain financial services for poverty alleviation,it also faces new risk points brought by precise poverty alleviation activities in this process.These risks are comprehensively identified,accurately evaluated,and effectively controlled.It can ensure the safe and orderly operation of the supply chain financial business,and promote the healthy and sustainable development of poverty alleviation.First,the article analyzes the research literature on four aspects of targeted poverty alleviation,supply chain finance development and models,agricultural supply chain finance and supply chain financial risk management,and lays the foundation for subsequent analysis of supply chain finance application models and risk identification.Then,the article summarizes the supply chain financial business and e-commerce poverty alleviation,analyzes the problems faced by traditional e-commerce poverty alleviation,and how supply chain finance can resolve the difficulties that e-commerce poverty alleviation faces.Based on this,the risk formation mechanism of e-commerce supply chain finance and the risk points brought by poverty reduction to the e-commerce supply chain finance business are analyzed.After theoretical analysis,the article analyzes the operation mode and mechanism of the supply chain financial poverty alleviation business of the case company Jingdong,and identifies the risks of the supply chain finance business of the case company based on the case analysis.Based on the risk identification,the article establishes a risk evaluation system of 6 second-level risk indicators and 18 third-level risk indicators.The weighting method based on the combination of Delphi method and entropy weight method and the gray correlation degree in gray system theory are selected.Method has comprehensively evaluated the risks.The research found that the biggest impact on the risk of supply chain financial poverty alleviation projects for case companies is supply chain enterprise risks,especially the operating status,credit status and approval risks of leading agricultural companies,which are the most important types of risk factors that e-commerce platforms need to pay attention to.Secondly,compared with external risks in the supply chain,system risks in the supply chain,operational risks,and moral risks,the administrative risk of precision poverty alleviation is a special type of risk that has a greater impact on business risks and needs to be given sufficient attention.External risks in the supply chain,supply chain systems,operational risk and moral hazard need to take corresponding risk control measures according to the importance of different risk points.