Research On Financial Risk Control Of A Finance Leasing Company

Finance leasing industry has its own particularity,such as the large volume of single investment,the long recovery interval of funds,the many objects involved in leasing projects and so on.As the management of finance leasing company,it is necessary to find out the financial risk in time.Only by taking timely and effective management measures can the company operate smoothly.In recent years,China's financial leasing industry has developed rapidly,and the number of Companies in the financial leasing industry has increased rapidly.However,due to the lack of effective management of financial risks,many companies have financial risks leading to bankruptcy.Because of this,it is necessary to analyze and study the financial risk and its control of financial leasing companies.This paper focuses on the financial risk and risk control of financial leasing company.By taking A company as a case,it carries out case analysis and puts forward suggestions on financial risk control measures.Firstly,financing activities are very important for financial risk management of financial leasing companies,especially in the rapid development stage like A financial leasing company.The financing ability determines whether A can seize the market opportunity to expand its business volume.In A,the financing cost management is not enough and the cost is high.Therefore,it is suggested that A company should make full use of the financing budget analysis to raise funds.At the same time,it is suggested that the loan interest rate should be linked with the project interest rate to improve the management ability of interest rate risk level.Secondly,in the investment activities of A Finance Leasing Company,the project is mainly concentrated in the two industries of school and hospital.The investment cost in the early stage is relatively high,and the large amount of investment in the cost has resulted in the financial risk in the investment activities.However,the effective transfer of project investment risk is not reflected in the management measures of A.Therefore,measures to transfer project investment risk through insurance are put forward in the opinions and suggestions and strengthened.Audit the feasibility of the project.Thirdly,there are some defects in the management of leased assets,such as the maintenance of leased assets,the control of credit risk after the event,and the management of mortgaged assets of lessees.Therefore,it is suggested that the management level of leased assets should be improved through the application of new technologies.At the same time,the collection management system should be improved to improve theaccuracy of asset evaluation so as to control the operation well.Financial risks in activities.This paper is divided into six chapters.The first one is an analysis of the background and significance of the whole article.Through the study of the literature,it classifies and summarizes the previous research views on financial risk,financial leasing,financial risk of financial leasing enterprises,etc.At the same time,in the second chapter,the characteristics,sources and theoretical basis of financial risk control of financial leasing companies are discussed.From the third chapter,I introduce the case and analysis of A financing leasing company.The third chapter is the analysis of A financing leasing company.It analyses the operation and financial management status of A company,expounds the sources of financial risks faced by A company,and controls the company in financing,investment and operation activities.The shape was analyzed.After analyzing and describing the current situation of A company,in the fourth chapter,the problems existing in the financial risk control of A company are analyzed.There are management problems in financing,investment and business activities.In financing activities,the efficiency control of fund use,financing structure control,investment income and leasing capital are also discussed.The problems of production quality management,project feasibility analysis in investment activities and the transfer of project investment risk.In the course of business activities,the paper analyses the reasons for the assessment mechanism of creditors,the preservation and maintenance of leased assets,the control of credit risks,and the effective management of leased mortgaged assets.Through clarifying the reasons,the paper puts forward some countermeasures to improve the financial risk control of A Finance Leasing Company,which is also from financing.Suggestions are made on investment and business activities,such as adequate budget analysis,reasonable arrangement of financing structure,project linked with loan interest rate,strict analysis of project feasibility in investment activities,transfer of project investment risk,and management of business activities through accountability system and new technology.Lease assets.