Research On The Correlation Between Operating Efficiency And Property Rights Structure Of Listed Banks

The British Bankers magazine gave the list of the top 1000 global banks in 2017 based on Tier 1 capital.There are a total of 126 banks in the list,of which 17 listed Chinese commercial banks rank among the top 100.From the existing achievements,it can be seen that China's commercial banks have significantly improved their profitability and competitiveness after undergoing property rights reforms.However,behind these impressive achievements,it seems that we need to think rationally.Is the profit model of China's listed commercial banks sustainable? Or are there any problems? Does the high ranking of listed commercial banks in China represent the most competitive in the global banking industry? For these issues,it seems difficult for us to give an optimistic answer.Compared with international developed banks,we can find that China's banking industry has a larger scale in terms of asset size,loan level,and business outlets,and the growth rate of non-profits,non-performing loan ratio There are certain gaps in such indicators,and there is also a large gap between the risk control capabilities and operating efficiency of different types of listed commercial banks.Therefore,the research on the operating efficiency and its influencing factors is still a significant research topic for China's banking industry.In terms of research ideas,this article from the perspective of the property rights of listed commercial banks,and based on the characteristics of the respective property rights structure and property concentration degree of state-owned,joint-stock companies,and city-listed commercial banks,in-depth analysis of the bank itself how to ensure the sustainability of the profit model and Related improvement methods for further improvement of operating efficiency.First of all,through the analysis and research on the three theories of modern enterprise theory,bank efficiency theory and enterprise property rights theory,combined with the characteristics of the listed commercial banks themselves,it has established a corresponding relationship between the operating efficiency and property rights structure of listed commercial banks in China.The theoretical basis.Secondly,by analyzing the property rights and property concentration degree of listed commercial banks in our country,the status quo and problems of property rights structure,the characteristics of the decision-making of listed commercial banks with different property rights structure,and the specific mechanisms affecting operating efficiency were established,which in turn established China's listed commercial banks.The realistic basis for the study of the correlation between operating efficiency and property rights structure.Based on the differences in the internal production process of China's listed commercial banks,this paper first divides it into two sub-phases: fundraising and capital gains.Then,based on this,a composite sequential network DEA model is established.To measure the efficiency of the bank's overall and various stages,and combined with the Malmquist index model,from the dynamic direction to the decomposition and evaluation of the efficiency of China's listed commercial banks.Secondly,this paper uses empirical analysis to further analyze the research issues.Specifically,according to the relevant influencing factors,the corresponding empirical correlation variables are designed first,and then the Tobit truncated regression model is selected for analysis based on the truncated characteristics of the explanatory variables.Finally,according to the results of empirical research,this paper mainly proposes corresponding policies for the ways of China's state-owned listed commercial banks,joint-stock listed commercial banks,and urban listed commercial banks themselves to deepen reforms and further improve operating efficiency from the perspective of bank property rights.