Risk Management Research Of H Leasing Cororation

Recently,as the booming of the financial leasing industry,the risksare constantly exposed.At the same time,the domestic financial supervision is becoming more and stricter.The supervision of the leasing corporations has been formally transferred to the Banking Regulatory Commission recently.Not onlyfor adapting to the requirements of the risk regulation,but also for the sustainable of the corporation itself,it is imperative to develop and strengthen the risk management.H is a foreign capital leasing corporation,which is approved and supervised by the Ministry of Commerce.It has the specifics characteristics.On the basis of studying the theory,standards and the methods,according to the process of setting up the environment,risk assessment and risk response,the paper research the risk management of the H leasing corporation.Hereby research the risk management of H leasing corporation.First of all,analyze the internal and external environment and the risk sources of the H leasing corporation.Secondly,assess the risks of the H leasing corporation.After visiting the corporation managers and experts of the industry association according to the general risks of the industry and the characteristics of the H leasing corporationitself,use the risk matrix to identify and analyze the risk of the H leasing companies,and use the CAMELS RatingSystem to evaluate the risks so as to find the defects for the risks management of the H leasing corporation.And then,the risk response and optimization plan is formulated,including the overall goals and risk tolerance matching with the strategy,the establishment and improvement of the governance structure,the optimization of the system and the process.Several strategies to deal with the defects of H leasing company’s project operationhave been putting forward.The author hopes to provide some references for similar enterprises.Due tothe limitsof the H corporation’s characteristics and the author’s knowledge structure and theoretical level,there are many shortcomings in the paperthose will continue to be improved in the following study and work.And welcome the experts to provide valuable advices.