The Study Of Financial Expenses Risk Management

With the rapid development of China's economy,the real estate industry as a pillar industry of China's economy has developed rapidly,a lot of estate companies have also entered the market.However,compared with traditional industries,the real estate industry is more intensive in funds,involves multiple industries and fields,and is closely linked to relevant national policies and regulations,which leads to higher financial returns and higher financial risks.Therefore,during the development of real estate projects,financial cost risk management is indispensable.By identifying,analyzing,and avoiding the financial cost risks faced by the project,it is possible to reduce costs and risks,and increase profits,so that the company can develop healthily and stably.Taking the development of residential real estate project X of Company Y in Karamay as an example,based on the financial situation and the investment budget of the company,and the management risks that the real estate development project management may face,this article analyses how Company Y can ensure the project management risks,and achieve the goal of saving financial costs through the planning of the debt ratios and the amount of obligation.The results of the analysis show that Company Y,as a senior construction company which has been operating for several decades,is in good operating conditions.It also has strong project management and control capabilities,and the ability to control its project risks.With the help of its good reputation and the ability of mortgage ability,Company Y can achieve the goal of saving financial expenses through debt planning under the precondition of avoiding risk.The inspirations given by this case are: First,risk control is the first-the entire project should be implemented;second,in the process of real estate project development,there are many uncertain and indeterministic events that may occur.It is entirely possible to achieve the goal of saving financial expenses by avoiding possible risks under the prerequisite of sufficient cash flow funds.