Research On Risk Management Of KM Bank Electronic Banking

In recent years,with the increasing competition between banks,China's banking industry is facing more risks and challenges under the double pressure of domestic operating environment and international economic environment.Among them,the related business risks of electronic banks have been paid more and more attention in recent years.The research on the risk management of electronic banks in commercial banks needs to be put on the agenda urgently.In this paper,KM Bank was chosen as the research object,and its electronic banking risk management was studied.KM bank electronic banking business involves settlement,financing,financial management,life and other aspects,business scope,service crowd.So,the risk management in the whole business process is particularly important.This paper adopts the methods of literature research,case study,comparative study,empirical analysis and so on to study the risk management of KM bank electronic bank.On the basis of summarizing the relevant literature and combining the practice of KM bank electronic banking,the paper uses expert meeting method and Delphi method to identify the KM bank electronic bank risk,and then constructs the KM bank electronic bank risk evaluation index system.This paper analyzes and evaluates the weight of risk factors of KM bank electronic bank by using AHP.Then,it put forward the control strategy of KM bank electronic bank risk.As electronic banking is a new type of business,not only the risk has not been fully recognized,but also the risk has certain particularity and novelty.Therefore,through the research on the risk management of KM bank,it can help the company to understand the risk of the electronic bank effectively.It also to help the KM bank to improve the level of risk management.