Research On Operational Risk Assessment And Internal Control Of XJK Branch Of Bank Of China

With the rapid development of economy and the increasing complexity of the social environment,the control of operational risk of commercial banks is also becoming an important concern of banks,especially in recent years,the number of state-owned bank outlets has increased,and the procedures are not perfect The problem of personnel quality is not up to standard,which makes the operational risk of banks in ou r country become more and more serious.Whether from the perspective of customers or from the bank itself,have had a negative umpact on all partiesBank of China XJK Branch is a branch of Bank of China,a state-owned commercial bank in Xi'an.In recent years,with the development of the economy,the business performance continues to rise.However,the Bank of China s XJK branch is also faced with the problem of risk management;especially in the past year.In order to expand its market share,there are many problems and shortcomings in the operation risk management,which has a negative impact on the stable operation of the Bank of China's XJK branch.This paper is based on the research object of the XJK branch of Bank of China.On the one hand,it reads a lot of relevant literature on operation risk management of domestic a nd foreign commercia.l banks and draws lessons from domestic and foreign related experience.On the one hand,we make a thorough investigation of the Bank of Chinar's branch XJK branch to find the relevant factors of the operational risk of the Bank of Ch ina s XJK branch,and m ake an understanding of it.Do not combine with evaluation and related theories,from the perspective of internal control,pu forward suggestions and safeguard measures to improve operational risk management of XJK branch of Bank of China.This paper mainly consists of six parts.The first part is the introduction.This paper mainly puts forward the research background and content of this paper,as well as the research methods of this paper.The second part is the theoretical review,mainly including the domestic and foreign related theories and the research method theory introduction.The third part is the analysis of the operational risk of Bank of China XJK branch.On the one hand,the present situation of the operational risk of the branch is analyzed by using the data analysis method,on the other hand,the problems existing in the internal control of the operational risk df the branch are studied.The fourth part is the operational risk identification and evaluation of Bank of China XJK Branch.The exercise of the Bank through Analytic hierarchy process,expert scoring method and Fuzzy Comprehensive Evaluation method The weight of the risk is determined and the comprehensive risk assessment is carried out.The fifth part mainly puts forward the internal control measures for the problems existing in the operation risk of the bank.The last part is the conclusion,which mainly summarizes th e conclusions and shortcomings of this paper.branch of Bank of China.On the one hand,the present situation of operational risk of the branch is analyzed by using data analysis method.On the other hand,the problems existing in the operation risk internal control of the bank are also studied.The fourth part is the operational risk assessment of XJK branch of Bank of China.AHP and fuzzy comprehensive evaluation method are used to identify and quantify the operational risk of the bank.The fifth part and the sixth part mainly put forward internal control suggestions and safeguard measures aiming at the problems existing in the operation risk of the bank.The last part is the conclusion,which summarizes the conclusions and shortcomings of this study.