Research On Risk Management Of C Bank Green Financial Bonds

As a branch of the financial system,the bond market plays a fundamental role in the process of financial innovation.With the increasing importance of commercial banks to bonds in the process of expanding their business development and the birth of "green finance" in financial market,green bonds have become an important part of "green finance".After a long period of exploration,both domestic and foreign green financial bonds have made great progress,but there are still many problems in the development process due to the relatively short development time of domestic green financial bonds compared to the more mature theory and practice system in foreign countries.The theoretical research on green financial bonds is also relatively scarce,and it mainly focuses on the development of the market.The research on the risk management of green financial bonds is less and it can not effectively provide theoretical support for the development of green financial bonds.Therefore,while green financial bonds are developing rapidly,how to manage their risks effectively has become a major problem that commercial banks need to face and urgently resolve in the development of green financial bonds.First of all,in the environment of our country's commercial banks expanding the business of green financial bonds,this paper discusses the background,conditions,current situation and risk characteristics of green financial bonds.Secondly,taking Bank C as the research carrier,the paper analyzes the basic situation of the issuance of green financial bonds,the investment of raised funds,and the risk of green financial bonds.It is pointed out that the risk of C bank green financial bonds mainly includes four aspects:the risk related to the bond itself,the issuer related risk,the project evaluation and screening risk,the use of funds,and the management risk;Thirdly,based on the basis of risk analysis,the risk management countermeasures of green financial bonds are put forward.Finally,from the internal and external perspectives,the author puts forward some safeguard measures such as promoting the localization of green financial bond third party certification,optimizing the risk management governance structure,and improving the operation management mechanism,so as to promote the practical effectiveness of the green financial bond risk management countermeasures of bank C.Through the research of this article,on the one hand,it can help Bank C to effectively manage the risk of green financial bonds and promote its own development in the process of developing green financial bond business.On the other hand,it also hopes to provide some reference to other commercial banks 'green financial bond risk management.