Research On The Impact Of Rural Finance On Rural Economy

In order to solve the plight of rural economic development,China's rural spontaneously formed a ruralfinancial systemwithveryruralcharacteristics.Withthedeepeningreformofruralfinanceandthe restructuring ofruralcommercialbankon thebasis ofruralcreditcooperatives inthepast,it canbesaid that rural commercial bank were born in rural financial institutions.They were deeply cultivated in county economy and vast rural areas.With the help of the three strategies of urbanization,Precise Poverty Alleviation and Rural Revitalization in China,they promoted county economy,Rural Revitalization and private economy.Development,it can be said that in the decades of economic development,rural commercial bank and their predecessors have developed together with the rural economy.Therefore,the development of the local rural commercial bank and the development of the local rural economy have been integrated.The core strength of rural financial is the rural commercial bank.It is also because of the core position of rural commercial bank in rural finance that Chinese scholars are conducting relevant research on rural finance.When investigating,we often choose to study the behavior of rural commercial bank.Based on this,when this paper studies the impact of rural finance on rural economy,it also chooses rural commercial bank as the research object,and takes rural commercialbankastheresearchstartingpointtocarryouttheresearchworkonthelocalruralfinancial.Thespecificresearchcontentsofthispaperareasfollows:Firstly,itstudiesthedevelopmentstatus of rural financial and rural economic in D County,and focuses on the development process and status quoofruralfinancialinDCounty,andmakesin-depthanalysisonthedevelopmentofruraleconomyin D County.Second,it studies the impact of the current rural commercial bank financial in D County on ruraleconomy,and analyses three indicatorsthat havegreaterimpactonruraleconomy,andpointsout thatAmong them,the impact of rural deposits,rural loans and investment in rural financial fixed assets on rural economy,while in-depth analysis of the reasons for the constraints of rural financial on rural economic growth.Third,propose innovative responses to promote rural economic development in D Countyruralfinance.Byexploringtheroleandconstraintsof DCountyruralfinanceonruraleconomic development,this paper explores the innovation of rural finance.It mainly promotes the impact of financial institutions on rural economic development of D County;developing financial cooperation,developing new loan varieties,establishing a scientific farmer rating system,improving rural financial ecological environment,expanding the scale of rural financial development through diversifieddevelopment,increasing policy support,and usingInternet “+” form seven aspects.Taking the rural commercial bank of D County as an example,this paper introduces and analyses the current situation and development course of the D County rural finance,studies the impact of the development of agriculture-related business of rural commercial bank on the rural economy by using empirical research methods,and puts forward a set of innovative responses to promote rural economic development based on the results of empirical research.Provides a guiding reference program for rural financial innovation in China.from a small perspective,Through the study of the impact of rural financial institutions in D County on rural economy,from the financial point of view to provide a new direction and new method of reform for the development of rural economy in China.It will provide referencefor promoting thestableand effectivedevelopment of thedomesticrural economy.