Study On Risk Control Of Interbank Financing Business Of A Commercial Bank

In recent years,with the rapid development of inter-bank financing business,the proportion of inter-bank assets in the allocation of bank assets.Gradually,it becomes an important way for commercial Banks to raise their income and increase their profits.At the same time,the risk and risk management problems exposed in the development of inter-bank financing business have also aroused people's attention.In this paper,through study of trade financing business risk control related literature,on the basis of theoretical research combined with the actual situation of A bank's trade financing business for trade financing business risk control research.First,through the identification of the risk of bank A's inter-bank financing,the risk assessment index system of the interbank financing business of A commercial bank is obtained.Then,A rough-fuzzy comprehensive evaluation was used to evaluate the interbank financing business of bank A,and the Suggestions to reduce the risk were given according to the results of the evaluation.Finally,in order to reduce the risk of A commercial interbank financing business in general,this paper also puts forward the measures of risk control of bank A's inter-bank financing business from five aspects.The main conclusions are as follows:1.By means of A bank's trade financing business are classified,from the various categories of trade financing business risk identification,to get A trade financing risk evaluation index system of commercial Banks.The evaluation index system isscientific,comprehensive and objective.2.The rough-fuzzy comprehensive evaluation of A commercial Banks trade finance business of risk assessment,evaluation results is 3.10,between 3,4,and change is big between risk in general,and larger trend.According to the evaluation results,the author puts forward reasonable Suggestions from three aspects:strengthening credit risk management,strengthening operation risk management and strengthening supervision risk management.3.To reduce the probability of occurrence of a risk of fully,this paper risk control countermeasures are put forward from five aspects: perfecting the rules and regulations of the trade finance business,improve the performance appraisal system,improve the effect of risk control,strengthening the risk of commercial Banks trade finance business culture construction,implement the strategy of talent training,and improve the innovation ability.