Research On The Application Of Financial Technology In The Risk Control Of Supply Chain Finance

As an important financial service of combination of industry and finance,Supply Chain Finance has developed rapidly in recent years.As a bridge connecting industry entities and financial markets,Supply Chain Finance can effectively solve the financing problems of small and micro enterprises which are dependent on core enterprises.It is a financial supply-side reform and financial service entity implemented by the state at this stage,especially to solve them.An important way of financing difficulties for small and medium-sized enterprises.However,due to the previous financial institutions in the development of Supply Chain Finance in many risk problems,and these risk problems through traditional means of risk control can not be effectively controlled,leading to the supply chain financial business has not been fully developed.With the vigorous development of information and communication technology in recent years,a variety of scientific and technological means have been applied and promoted in finance.Especially,large data,cloud computing,block chain,Internet of Things and artificial intelligence financial technology have been applied in supply chain,which has promoted the upgrading of traditional supply chain and created a smart supply chain system.On the one hand,the smart supply chain system has optimized the supply chain body.It promotes the development of supply chain business.At the same time,due to the application of information technology,it strengthens the financial institutions’ability to control logistics,information flow and capital flow in the supply chain financial business,especially in resolving information asymmetry,trade authenticity,inventory pledge supervision and so on.To a certain extent,it solves the financial wind control problem of the original supply chain and reduces the supply.Chain finance risks.This paper expounds the concept of financial science and technology,technology and related theories of Supply Chain Finance and supply chain financial risk control,focusing on the integration of financial science and technology with supply chain financial risk control,revealing how financial science and technology can enhance the risk control ability of Supply Chain Finance,introducing the current situation of Supply Chain Finance applying financial science and technology to risk control,and combining with the case,making relevant views.Points for demonstration,in view of the current situation of supply chain financial wind control application of financial technology problems,and put forward the corresponding countermeasures.Finally,this paper summarizes the article and looks forward to the future development of financial technology in supply chain financial risk control.The significance of this paper lies in the fact that,through the study of financial technology and supply chain financial risk control,it reveals that with the increasing integration of supply chain financial risk control and financial technology,through the comprehensive use of financial technology means,financial institutions in the supply chain financial risk control have realized the optimization of decision-making credit intelligence,post-loan management visualization,risk prevention and control capabilities.It has been greatly upgraded and achieved the goal of science and technology to help finance and finance to promote industrial development.By introducing the application of various financial technology in financial risk control of supply chain,and supplemented by practical cases,the author provides theoretical support and case guidance for financial service providers in supply chain to apply financial technology in risk control.The author also focuses on the challenges faced by financial risk control of supply chain in the application of financial technology,and gives corresponding countermeasures.In order to promote the better development of financial technology in the field of supply chain financial risk control,it provides a framework for suppliers of supply chain financial services to meet the challenges when applying financial technology to control the financial risk of supply chain and regulators to supervise financial technology.