Research On The Optimization Of Monetary Fund Management Of HT Group Finance Company

Guided by informatization,socialization,marketization and internationalization,non-bank financial institutions,as an indivisible and important part of the financial system,play a pivotal role.The non-banking financial system not only has the characteristics of banks,but also has the unique characteristics of non-banking enterprises.However,the management level of monetary funds in the non-banking financial system of our country is low at present,and is influenced by various subjective and objective factors both at home and abroad.Therefore,the development of non-banking financial institutions in our country is restricted to a certain extent under the new situation.It has also hindered the pace of development of the financial industry."Based on enterprise groups,serving enterprise groups" has always been a financial company's service tenet.The purpose of HT Group is to deepen the reform and implement the 13th Five-Year Plan.Under the leadership of HT Group,facing the complicated and changeable financial market environment,HT Group Finance Company will continue to strengthen its sense of mission,responsibility and concerted efforts in the light of the 13th Five-Year Plan and transformation and upgrading strategy of HT Group.Tackling difficulties.Against the background of centralized management of monetary funds in HT Group Finance Company,this paper puts forward optimization measures from the business level,management level and development level to further play the role of financial service platform and support the industrial development of HT Group Finance Company.The research focus of this paper is to understand the general situation of the monetary fund management system of HT Group Finance Company,to find out the problems existing in the monetary fund management of HT Group Finance Company,and to improve the monetary fund management of HT Group Finance Company.Firstly,we should strengthen the tapping of key account deposits of HT Group Finance Company,expand the incremental deposits of new custolers and key customers,and let HT Group Finance Company cooperate closely with its members as a window for the group company.Secondly,we should make HT Group Finance Company further improve the concentration of its own funds.To improve the efficiency of capital operation and provide efficient and comprehensive financial services to the group.Thirdly,we should actively use the new generation of core business systems that HT Group Finance Company has been on-line running to improve the coverage of HT Group Finance Company's Internet banking.Fourthly,we should use a variety of ways to reduce the margin size of group members in commercial banks and ensure the steady growth of HT Group Finance Company's daily average deposits.Faced with the complicated financial market environment,financial companies,as an indispensable part of the financial system,are playing an increasingly important role.HT Group financial companies should also actively respond to economic adjustment and innovation and other slogans under the general situation,play their due strength.For example,HT Group Finance Company can play a major role in rescue or buffering when the group company encounters some financial crises.At the same time,HT Group Finance Company helps the group company to develop its industry.By providing low-interest financial support for the group members,HT Group Finance Company will further promote the group members to enhance their competitiveness in the market.Continue to grow bigger and stronger.