Study On Self-Service Banking Construction And Operation Management Of Pudong Development Bank Nanchang Branch

With the rapid development of Internet finance,and the advancement of the electronic and technological of finance,bank self-service products and services have gradually attracted the attention of banks.For commercial banks,self-service equipment is not only an unmanned operation window,but also a self-service with 24-hour external service.Self-service equipment can alleviate the problem of large flow of people in bank outlets,and also bring more efficient and fast service to customers.With the widespread use of bank self-service equipment,the number of self-service equipment is increasing.The construction and operation management of self-service banks bring new challenges to banks.How to balance the relationship between the increase of the number of self-service equipment and the enhancement of the operational efficiency has become a topic concerned by banks.The development of self-service equipment has brought convenience and benefits to banks and customers.However,the high cost of self-service banking construction and unsatisfactory operational efficiency have prompted people to explore how to optimize and improve the management of self-service equipment,because the development of self-service equipment.This is not only related to the profitability of commercial banks,but also affects the improvement of their core competitiveness.Pudong Development Bank,as a commercial bank with early development of self-service equipment business in China,insists on the combination of safety and efficiency in the construction and operation management of self-service banks,and uses various meticulous and thoughtful methods to escort the overall development of banks.The construction and operation management of Pudong Development Bank's self-service bank is the main research object of this thesis.The unreasonable site selection,low utilization rate of production equipment and high cost of the operation and management are analyzed.Based on the advanced experience of foreign countries,the optimization scheme with guiding value is given by means of qualitative analysis,data comparison and empirical analysis,including scientific site selection plan.Perfect process system,reasonable business outsourcing model and the use of scientific and technological means to strengthen innovation.