Study On The Influence Of Central Aadjustment System On The Regional Income And Expenditure Of Basic Endowment Insurance Fund

With the aging of China's population structure,the number of retirees from enterprises is increasing,and the demand for pension security costs for retirees is increasing,and the payment pressure of the basic pension insurance fund is also increasing day by day.On the whole,the income of the basic endowment insurance fund in China is increasing rapidly and the accumulated balance is increasing year by year,which provides sufficient fund guarantee for the timely and full payment of the pension.From local,due to the regional economic development level,population structure and system of development degree and so on factors,fund of primary endowment insurance in our country and there are huge regional differences,some provinces fund of primary endowment insurance is a large number of surplus,while other provinces have the funds do not cover the current charge,even the cumulative balance deficits.In order to narrow the gap between different regions of pension fund,the state council issued the notice on establishing the central adjustment system of basic pension fund for enterprise employees on June 13,2018,and decided to establish the central adjustment system of pension fund.This paper takes the impact of the central adjustment system on the regional balance of basic pension fund as the research object,and takes the period from 2010 to 2017 as the target to conduct policy simulation and analysis on the central adjustment system.Firstly,this paper analyzes the current situation,existing problems and causes of the development of China's basic endowment insurance fund,establishes relevant actuarial model according to the policy content,collects relevant data by consulting statistical yearbook,and then carries out policy simulation of the central adjustment system.In the provinces under different proportion over over and allocated by the central regulating the fund and fund of primary endowment insurance policy to simulate the situation of the balance between regions,to explore the effect of the policy of the present system may produce and existing risk,aiming at the problems may be,put forward the gradual improve adjustment funds of the central over proportion,the flexible retirement and relevant policy recommendations.