Research On SME Supply Chain Financial Financing

In recent years,SMEs(small and Medium-sized enterprises)have continued to develop and have made tremendous contributions to China’s economic development.However,SMEs have difficulties in financing during the development process.Relevant scholars have found that supply chain financial financing is one of the important ways to solve the financing difficulties of SMEs.However,due to the imperfect financial system in China,there are still many shortcomings in the research on supply chain financial financing practices.For example,there are few literature cases to analyze the process and results of supply chain financing.Therefore,it is necessary to analyze the supply chain financial financing schemes implemented by Chinese enterprises,and to explore their advantages and problems,and to make targeted suggestions to enrich China’s supply chain financial financing theory and promote SMEs to solve financing problems.This paper takes the financing problem of SMEs as the research object,first introduces the research background,the research status at home and abroad and the innovation points.Then,it expounds the concepts and theories related to supply chain financial financing,and compares and analyzes the differences between traditional financing models and supply chain financing models.Secondly,based on the characteristics of SMEs,the internal factors,external factors and risks that affect their financing difficulties are analyzed.Thirdly,taking M company as a case,it analyzes the specific process and problems of implementing financial financing in supply chain,and analyzes the situation after implementation and the benefits brought to the participating parties.Finally,in response to its existing problems,relevant policy recommendations are put forward and the conclusions of this paper are drawn.This paper finds that the supply chain financial financing business is beneficial to alleviate the financing difficulties of SMEs,and provides a new financing channel for SMEs.However,there are still some problems in the specific application process,and four suggestions are proposed accordingly.To provide a reference for solving the financing problems of SMEs.