Research On Financial Risk Early Warning Of B Finance Leasing Company Based On Z Model

Financial leasing,a new type of financing method,has both the functions of financing capitals and financing goods.It’s formally a way of financing goods,in essence,has a distinct financing feature.The risk management of financial leasing runs through the management process of leasing companies.The development of China’s financial leasing started late,and it is still in the early stage of industry development.The relevant policies and regulations are still not perfect.In addition,the inherent characteristics in the financial leasing business are prone to risks.Therefore,it is necessary for financial leasing enterprises to establish an effective risk measurement and early warning system to predict,evade and resolve risks better.Among different risks,financial risk has attracted wide attention as the key to the survival and growth of financial leasing companies.However,looking at the existing literatures,the current research on financial risk early warning of financial leasing companies is still in its infancy.The lack of theoretical results leads to an unclear understanding of financial risks in actual work,and there is a hidden danger of a sudden outbreak of financial crisis.In view of this,this paper attempts to construct a financial risk early warning system for financial leasing companies based on Z model,and explores the Company B as the object.The first part of the article first elaborates the research background,the theoretical and practical significance of the research.Author summarizes the research-related theories and analyzes the literature distribution of relevant theories through keyword retrieval,and explores the development of the field.At the same time,the study also outlines research ideas,research methods and innovations.In the second part,author defines the related concepts of financial risk of financial leasing and financial risk warning of financial leasing,laying a theoretical foundation for research.Thirdly,taking B financing leasing company as the actual research background,under the premise of summarizing the basic profile of B company,briefly comment on the financial risks faced by Company B and the current status and shortcomings of Company B’s current risk management.The fourth part constructs the financial risk early warning system of Company B based on Z model,proposes the purpose and basic principle of the system construction,and designs the model framework and main content through the combination of theory and practice.After that,in the fifth part,based on the actual application of the existing data analysis system in Company B,according to the results,the specific strategies for preventing the financial risks of Company B at different levels are formulated.The sixth part is the conclusion and outlook,which summarizes the research conclusions,puts forward the limitations of this research,and forecasts the future research direction.The financial risk early warning research of B financing leasing company based on Z model is not only conducive to supplementing and enriching of relevant theories,but also beneficial to the sustainable and healthy development of Company B.At the same time,taking Company B as a typical example,this study hopes to provide new enlightenment for the in-depth discussion of financial risk early warning related fields.