Research On The Risk Assessment Of Auto Supply Chain In P Bank

In order to adapt to the development of the market,major commercial banks have used their own resources to develop specialized business platforms for automotive supply chain,research and innovate financial services products,and launched a variety of automotive supply chain financial services programs.Although.the automotive supply chain finance in China has a strong momentum of development and still has a large room for development,however,in the current global economic downturn,weak demand for commodities,consumer demand,automotive supply chain upstream parts suppliers,core vehicle manufacturers,downstream car dealers are facing Different tests.This paper studies the risk assessment of automotive supply chain finance from the perspective of commercial banks.The research on financial risk assessment of automobile supply chain is to integrate automobile supply chain finance with risk management.Firstly,this paper explains the related concepts of automobile supply chain finance,and reviews and summarizes the general situation of automobile supply chain financing and risk management of Bank P,on the basis of financing and risk management.Secondly,according to the characteristics of P Bank's automobile supply chain finance business model,the paper identifies the main risk points in the financing mode from three aspects:upstream core enterprises,downstream distributors and supervisors,and points out the current risk situation of automobile supply chain finance,and obtains the financial risk assessment of automobile supply chain.Necessity of evaluation and management lays the foundation for the following research.Thirdly,using AHP analytic hierarchy process to carry out the risk assessment of automobile supply chain finance business based on the existing financing data of Bank P,the first level of indicators include the strength of automobile dealers,the status of core enterprises and the qualifications of supervisors.The corresponding index of risk selection is evaluated,and the financial risk assessment system of Automobile Supply Chain Based on bank is constructed.Through expert questionnaires,literature,frequency statistics and other methods to complete the selection of measurement data,principal component analysis,reduce the number of indicators,establish a risk assessment model,the existing risk data measurement.Finally,the identified risks are controlled,the control strategy is selected,and the risk is reduced by preventing,avoiding,transferring or formulating reserve measures.The risk prevention measures are put forward from the point of view of Bank P itself.At the end of this paper,the results of risk assessment and the effect of the measures are prospected and expected.The purpose of this paper is to analyze the current mature automotive supply chain model,in view of the current complex economic situation,through in-depth investigation of their own bank automotive supply chain finance enterprise credit situation and risk assessment,control model,and the existing financing data analysis and integration,to complete the main risk project evaluation,to achieve.To effectively prevent,avoid and remedy risks,avoid bank losses.