Research On The Management Model Of China's Commercial Health Insurance

With the development of society and the progress of science and technology,people's living standards and ideological awareness are increasing,and the awareness of risk prevention and life security is becoming more and more strong.Disease,as an unavoidable risk in life,has become one of the possible disasters that people focus on prevention and control.The emergence of health insurance has been paid more and more attention to effectively reduce the risk of diseases and provide social security for people.China's commercial health insurance started late,although the development momentum in recent years is more rapid,but there are still many immaturity in the product management model.In order to further promote the development of commercial health insurance,it is necessary to summarize the effective measures and approaches to the development of China's commercial health insurance on the basis of the analysis of the actual domestic health insurance market and the successful experience of foreign mature health insurance.Taking Taikang company as an example,this paper analyzes some problems in its operation process through the analysis of its insurance management mode,and analyses the management mode of foreign health insurance companies.On the basis of the successful experience of foreign health insurance,it puts forward the feasibility of the future development of China health insurance insurance.It is hoped that it will help to promote the sustainable development of China's commercial health insurance,so as to promote the social development and the protection of people's life,so as to promote the sustainable and stable development of the society and the healthier and happier people's life.