Research On The Conditions And Scale Of Central Allocation Funds For Employees' Basic Pensions In The National Coordinating

Under the background of the increasingly serious aging problem in China,the moderate increase in basic pension standards for retirees,the establishment of a rational adjustment mechanism for basic pensions for employees,the deepening reform of the basic endowment insurance system,and the study and development of a basic central pension adjustment system have become the only way to improve the basic old-age insurance system for employees.At present,China has already established a centralized fund adjustment system to balance the pension insurance burden in different regions.This also marks the first step in the nation's overall planning for basic old-age insurance.However,the lack of differences in local pension funds is precisely the difficulty of national planning.This requires faster transitions from provincial to national transfers.Studying and formulating the basic pension insurance fund central allocation system program has naturally become the primary solution to the basic pension insurance for urban workers.Based on this,this article uses multi-factor analysis,comparative analysis,and literature research methods to analyze the factors affecting the conditions and scale of central pension allocation in the overall planning of basic pensions,and learn from the practical experience of provincial adjustment funds.The intention was to design a set of solutions to solve the conditions and scale of central allocation funds,so as to gradually narrow the gap between the pension burden on the regional,and ultimately national co-ordination and to launch an in-depth and systematic research.This article is mainly divided into five chapters to discuss.In the first chapter,the background of the topic and the research significance of the thesis are introduced firstly.Secondly,the opinions and suggestions of the domestic and foreign experts and scholars on the basic planning of the basic pension system and the central fund transfer system are summarized.Understand the depth of research and analysis of experts and scholars on this issue.Finally,briefly explain the research ideas,methods,characteristics and deficiencies of this article.The second chapter mainly expounds the realistic basis and theoretical basis for the establishment of central fund adjustment in the national overall planning of employee basic pensions.First of all,it clarifies the realistic basis for the establishment of central fund adjustment funds,and divides the development history of basic old-age insurance in China into four stages:corporate overall planning,social overall planning,provincial overall planning,and national overall planning;Secondly,it further expounded the theoretical basis for the establishment of a centralized fund adjustment system,namely the law of large numbers and the theory of fairness and efficiency.The third chapter mainly studies the conditions for central allocation funds in the national coordinating scheme for urban workers' basic pensions.First,taking Anhui Province and Shandong Province as examples,draw lessons from the setting experience of the provincial adjustment funds appropriation conditions;Secondly,from the target coverage rate of basic endowment insurance for urban workers,the target collection rate of the fund,and the adjustment of the central government's pension funds in the national pooling of basic pensions,etc.,In-depth analysis of the factors affecting the allocation of central adjustment funds;Finally,through the use of the provincial fund adjustment experience,combined with the situation in the country,study the conditions,for setting up the central pension fund national coordinating central allocation funds.The fourth chapter,the research focus is the scale of central allocation funds in the national coordinator of employee basic pensions.This chapter learns the similarities and differences between the transfer from the county level to the provincial level,and from the provincial level to the national level,by drawing on the experience of provincial adjustment funds.Then set the parameters,design a plan for the allocation of funds in the Central Pension Plan nationwide,and finally demonstrate the feasibility of the design plan through examples.The fifth chapter,in view of the problems that may arise in the process of appropriation of central transfers,combined with China's actual national conditions,the central government pension fund has been proposed as a supporting measure funded by the Central Government Adjustment Fund.The main conclusions are as follows:First,the allocation conditions of the Central Fund Adjustment Fund shall comprehensively assess the target coverage rate,the collection rate,and the status of the central adjustment funds for urban workers' basic pension insurance in various regions,avoiding the dependence of the governments of all regions on the central transfer funds and the moral hazard issues arising therefrom.Second,when determining the appropriation amount of central transfers,comprehensive consideration will be given to the number of people participating in basic pension insurance in each region,basic pensions,the coverage of pension insurance,and the economic development of each region.For those areas with large fund gaps and high maintenance rates,the central government should allocate more funds to make up for its relatively large funding gap.Third,to intensify the incentive and restraint mechanism for central allocation funds,it is necessary to comprehensively inspect the completion of the task of solving central transfers funds in various regions.For those areas where the completion of the settlement work is relatively high,the central government should allocate funds for central transfers.It shows a certain degree of reward,thus mobilizing the enthusiasm of local governments for the settlement of the central fund adjustment.