Research On The Financial Support System For The Development Of SMEs In DeZhou

In recent years,the development of small and medium-sized enterprises(SMEs)in dezhou has been developing rapidly,which has become an important carrier of local mass entrepreneurship and innovation.It plays an incomparable role in promoting economic growth,speeding up and catching up,alleviating employment pressure,public entrepreneurship,innovation of peoples.It has great significance for regional economic and social development.However,the problem of narrow financing channels and high financing costs is a common problem faced by SMEs in the region and has become an obstacle to its sustained and rapid and healthy development.Of these,both their own reasons,also has the policy and the impact of macroeconomic regulation and control,analysis from the perspective of finance,this paper argues that the main reason for the development of SMEs financial support system has not been fully established,financial service follow up does not reach the designated position.In view of this phenomenon in the city of dezhou,in order to change its financial support system unsound and unimpeded,this paper puts forward the idea of building an all-round and multi-level financial support system.Through the analysis of the concept,characteristics of SMEs and SMEs in the development of the socialist market economy and raises the important functions of SMEs financial support system,the related theory and research content;Under the support of relevant theories,the financing situation of SMEs enterprises in dezhou is deeply analyzed by means of questionnaire survey.Next,combining with the current dezhou SME financial support system development and the practice exploration,further analyzes the dezhou perfect SMEs financial support system problems and main reasons.At the same time,through the analysis of the financial support policies of the two representative countries in the United States and Japan,this paper has extracted valuable places for learning from Texas.On the premise of in our country and dezhou,puts forward the construction of SMEs financial support system of the overall goals and recommendations,mainly on the basis of increasing government support,establish and perfect the dezhou financial organization to promote the development of SMEs,market,environment system,and can be subdivided into the following several steps: perfect the small and medium-sized enterprise financial policies and regulations,from the legislative level to give you.We will vigorously develop endogenous small and medium-sized financial institutions and strengthen the targeting of SMEs.Establishment of policy-based financing guarantee institutions;We will expand the channels for direct financing of enterprises and vigorously develop the capital market.Vigorously developing Internet financial services;We will speed up the construction of enterprise credit and credit investigation system and create a favorable environment for development.This article is closely combined with the actual situation in dezhou,and the systematic analysis from the theoretical and operational level of the government financial support system in dezhou is the innovation of this paper.Due to many reasons,such as short research time,lack of professional knowledge and confidentiality of internal data,this paper is far from enough to improve the financial support system of SMEs in Dezhou,and relevant theories and achievements need to be continuously upgraded.